Home Depot Consumer Credit Card: Apply Now!
Get the full scoop on how to apply for the Home Depot Consumer Credit Card. Find out who is eligible and how this card stands against other options. Read on!
A Quick Guide to Getting Your Home Depot Consumer Credit Card
If you’re a frequent Home Depot shopper and want to apply for their Consumer Credit Card, you’ve come to the right place.
Navigate the application in simple steps, along with important information about its requirements and benefits. Let’s get started!
The first step to securing your Home Depot Consumer Credit Card is to apply online. To qualify, you’ll need a minimum credit score of 640.
Keep in mind that the card issuer considers not only your credit score but also factors like income, employment status, debt, and payment history.
You will be redirected to another website
Before diving into the application process, make sure you meet these basic requirements:
- Be at least 18 years old;
- Reside in the United States;
- Possess a credit score of at least 640.
Personal and Financial Information
When applying online, visit the Home Depot website and complete the application form.
It’s a straightforward process, and the form guides you through each step.
So, be prepared to provide your personal information and financial details, which align with the previously mentioned requirements.
Upon completing the application, you’ll receive an instant approval response.
If you get positive feedback, you’ll be granted a credit limit of at least $300.
Expect your physical card to arrive by mail within 7 to 10 business days.
Apply using the app
You can’t apply for the Home Depot Consumer Credit Card through the mobile app.
However, you can easily follow the same steps outlined above by visiting the Home Depot website using your mobile browser.
Home Depot Consumer Credit Card vs. Macy’s Credit Card
The Home Depot Consumer Credit Card is tailored to home repair and renovations.
It offers 0% interest for 6 months on purchases over $299 and special financing options for larger purchases.
On the other hand, Macy’s Credit Card offers rewards points to redeem for future purchases, exclusive discounts, and free shipping on Macy’s products.
It may be worth considering which rewards and benefits would be most beneficial for your specific needs and spending habits.
Home Depot Consumer Credit Card
- Credit Score: 640 or higher.
- Annual Fee: $0.
- Purchase APR: Variable, ranging from 17.99% to 26.99%.
- Cash Advance APR: Not applicable.
- Welcome Bonus: None.
- Rewards: None.
Macy’s Credit Card
- Credit Score: Good-Excellent;
- Annual Fee: $0;
- Purchase APR: 31.99% (Variable);
- Cash Advance APR: 31.99% (Variable);
- Welcome Bonus: 20% off on your $100 on purchases in the first two days of account;
- Rewards: 3 % back in rewards at restaurants (delivery included), 2% at gas stations and supermarkets, and 1% in everything else.
Furthermore, discover how to apply for a Macy’s Credit Card below.
About the author / Suzana Brito
Citi Premier® Card application: how does it work?
The Citi Premier® Card is perfect for earning travel rewards on purchases. If you want a card like that, read on to learn how to apply.Keep Reading
Capital One Quicksilver Student Cash Rewards Credit Card application: how does it work?
Are you looking for a student card? Check out how to apply for the Capital One Quicksilver Student Cash Rewards Credit Card. Read on!Keep Reading
Learn to apply easily for the Upstart Personal Loan
How to apply for an Upstart Personal Loan in just a few steps? We'll show you the way to get started and grant those $50K you need! Read on!Keep Reading
You may also like
Learn to apply easily for the Ally Bank Mortgage
Here's a full guide to apply for the Ally Bank Mortgage without having to worry about the complications in the process. Keep reading!Keep Reading
Mission Money debit card review: is it legit and worth it?
Maybe you're wondering if you should get a Mission Money debit card. If you're looking for a fee-free debit card, the answer is yes!Keep Reading