Reviews
Learn to apply easily for the Happy Money Personal Loan
Discover the step-by-step process to apply for a Happy Money Personal Loan here. Check it out!
Advertisement
Happy Money Personal Loan application: consolidate your credit card debts without hassles!
Do you want to apply for a Happy Money Personal Loan? We’ve got you covered. This loan will help you consolidate your credit card debt, gathering all your debts in one place.
Here is the complete guideline you need to apply, including the requirements and process. Read on to learn how to make your application online!
You will be redirected to another website
You’ll receive messages for less than 1 week, with a maximum of 1 message per day. You can unsubscribe anytime by replying STOP. By submitting this form, I confirm that I am 18+ years old and agree to the Privacy Policy and Terms and Conditions. I also provide my signature, giving express consent to receive marketing messages via automated emails, SMS, MMS text messages, and other forms of communication. Message frequency may vary as part of our good-faith effort to respond to your inquiry. Message and data rates may apply. Text STOP to cancel. I understand that my consent to receive communications is not a condition of purchase and that I may revoke my consent at any time.
Advertisement
Online application
Applying for a Happy Money personal loan is easy and can be done in a few steps.
First, you’ll need to enter some basic information about yourself to pre-qualify.
Then, you’ll choose a loan option that works for your needs and is compatible with your circumstances.
Finally, you’ll apply for the loan and plan for yourself to make the payments on time.
The funds are usually deposited in a couple of business days.
Requirements
The requirements for a Happy Money Personal Loan are basically the ones most lenders will demand.
To apply for a Happy Money Personal Loan, you must:
- Have at least 18 years old or have the age majority in your state;
- Be a citizen in the US;
- Own a checking account to receive funds;
- Have at least a 559 credit score;
- Not reside in Massachusetts or Nevada.
Advertisement
Apply using the app
Happy Money app, you can manage your little one, set your payments, and view your history.
You can also check your FICO score and see your loan process. However, to apply, you’ll need to use the website.
You can download the app on your iPhone or Android. It’s free.
Happy Money Personal Loans vs. SoFi Personal Loans: which one is the best?
Happy Money and SoFi are great companies offering strong customer service to their borrowers.
However, you need a higher minimum credit score with SoFi before they approve your loan request than what’s required by Happy Money.
You can compare and find more information about both loans below.
Advertisement
Happy Money Personal Loans
- APR: The APR varies from 7.99 to 29.99%;
- Loan Purpose: Consolidate credit card debt;
- Loan Amounts: From $5,000 to $40,000;
- Credit Needed: The minimum credit score needed is 640;
- Origination Fee: This fee is based on terms, loan amount, and credit score;
- Late Fee: There are no late payment fees;
- Early Payoff Penalty: Happy Money doesn’t charge an early penalty fee.
SoFi Personal Loans
- APR: It has a variable APR of 7.99%-23.43%;
- Loan Purpose: Credit Card Consolidation, Home Improvements, Family Planning, Wedding Planning.;
- Loan Amounts: From $5k to $100K;
- Credit Needed: 680 or higher;
- Origination Fee: No origination fees;
- Late Fee: No late payment fees;
- Early Payoff Penalty: No early payoff penalty.
Are you thinking about applying for a SoFi Loan? Then you should check out the post below to learn more about it.
Learn to apply easily for the SoFi Personal Loans
Are you thinking about getting a SoFi Personal Loan, but aren't sure where to start? Here's a guideline to help you apply for a SoFi Personal Loan online. Read on!
Trending Topics
When should you consider a secured credit card?
Do you know how secured cards work and their advantages? Learn about then and when it's time to consider a secured credit card for you.
Keep ReadingCommodity Supplemental Food Program (CSFP): see how to apply
Discover how to apply for The Commodity Supplemental Food Program (CSFP). Learn the eligibility criteria and documents required. Read on!
Keep ReadingHome Depot Consumer Credit Card: Apply Now!
Discover the simple steps to apply for the Home Depot Consumer Credit Card, a valuable shopping tool. Keep reading for details.
Keep ReadingYou may also like
Apply for Marriott Bonvoy Business® American Express® Card today
Unveil the secrets to apply for the Marriott Bonvoy Business® American Express® Card - up to 6x points on purchases and more!
Keep ReadingRobinhood Investing review: the best way to start your investing career
Investments can be scary. Read this Robinhood Investing review to learn how to start your career with low costs and a friendly platform.
Keep Reading5 best credit cards to build credit
Want to establish or rebuild your credit history? Check out our list of the best credit cards to build credit. Read on!
Keep Reading