You must be a client if you want to apply for a First Citizens Bank Rewards Credit Card. The online application is easy, but it is exclusive to customers.

In this post, we will help you demystify this application process and also show you the three easy steps to complete in less than 10 minutes. Read on!

To apply for the First Citizens Bank Rewards Credit Card online, you must be their customer.

So, if you are already a client, follow the step-by-step below.

Start by visiting the First Citizens Bank website. Then, head to the credit card page to apply.

The next step is to log in to your customer account.

Once you do that, just follow the guidelines to complete your application.

Firstly, complete the forms with your personal information and financial status.

Secondly, make sure you understand all the conditions before you submit it.

After completing your application form, submit it.

Then, if you receive approval, you should receive the First Citizens Bank Rewards Card in your mail in about 7 -10 business days.

First Citizens Digital Banking is a service that helps you manage your money using your phone.

So, you can check your account balance, transfer money, and do other things like that.

But if you want a credit card, you’ll still have to visit their website to apply.

Once you have your card, you can use their app to manage it.

Choosing between the First Citizens Bank Rewards Card and Ally Everyday Cash Back Mastercard® depends on your priorities.

So, if you seek diverse rewards and prioritize flexibility, the First Citizens Bank Rewards Credit Card might be your match.

But if you want straightforward, no-frills 1% cash back, then the Ally card wins.

Get the Ally Everyday Cash Back Mastercard® for simpler spending—details on applying are in our post below. Read on!