Loans

Learn to apply easily for the Figure Home Equity Line

Are you ready to take a HELOC online with fixed interest rates? Learn how to apply for the Figure Home Equity Line with our tips. Qualify for up to $400k!

Advertisement

Figure Home Equity Line: Get approval in 5 minutes and fast funding!

Figure Home Equity Line logo
Learn to apply easily for the Figure Home Equity Line. Source: The Mad Capitalist

Searching for ways to access equity in your home? Then here is how to apply for Figure Home Equity Line.

card

Loan

Figure Home Equity Line

Online Fast and Simple

Qualify for up to $400,000! Enjoy digital funding services!

You will be redirected to another website

It’s simple, fast, and secure. In just 5 minutes, you can get approved and have funds deposited within five days. So let’s take a look at how easy it is to apply!

Advertisement

Online application

It takes about 5 minutes to be approved for a Figure Home Equity Line with their digital application process.

Here are the steps to apply for the Figure Home Equity Line:

1. Individual information

When you start your application, you will be prompted to enter some basic information about yourself, including:

  • Your name;
  • Address;
  • Contact information (phone number and valid email address);
  • Social Security Number or ITIN.

This is necessary to verify your identity and confirm that you meet certain requirements.

Advertisement

2. Soft credit run

After providing your personal information, Figure will perform a soft credit pull to review any past credit history associated with the application.

Please note that this does not impact your FICO score or create any hard inquiries on your credit report.

3. Approval

After the soft credit run, Figure will provide an approval decision within five minutes.

Funds can typically be deposited into your account within five business days if approved.

Advertisement

Requirements

Online shopping concept.
Learn the requirements to qualify for this lender! Source: Adobe Stock

To qualify for the Figure Home Equity Line of Credit (HELOC), applicants must:

  • Own their property individually or jointly;
  • Have employment or income proof;
  • And have at least a 640 credit score.

Apply using the app 

Figure Equity Solution app is available to download on iPhones and Androids, but customers won’t find application options.

However, this app can be useful for managing your loan anywhere.

Figure Home Equity Line vs. NetCredit Personal Loan: which one is the best? 

These loans serve different purposes. As a result, Figure Home Equity Line is a good option if you have good credit and want a HELOC.

However, if your loans are denied due to bad credit, then the NetCredit Personal Loan can help you. Also, they accept all credit scores.

Quickly look at these loan features to ensure you get the best deal despite your need.

Figure Home Equity Line

  • APR: 6.55See terms;
  • Loan Purpose: Debt consolidation, home repairs, large purchases, and more;
  • Loan Amounts: $15,000 to $400,000;
  • Credit Needed: 640 or higher;
  • Origination Fee: See terms;
  • Late Fee: No late fees;
  • Early Payoff Penalty: No payoff penalties.

NetCredit Personal Loan

  • APR: 34.00% – 155.00%;
  • Loan Purpose: Unexpected costs, purchasing major home or vehicle items, and consolidating debt);
  • Loan Amounts: $1,000 to $10,500;
  • Credit Needed: No minimum score is required;
  • Origination Fee: Up to 5% (depending on the state);
  • Late Fee: $25 or 5% of the loan amount (depending on the state);
  • Early Payoff Penalty: N/A.

Get your loan for your damaged credit now with our instructions to apply for the NetCredit Personal Loan below. So keep reading to learn more!

NetCredit Personal Loan logo

How to apply for the NetCredit Personal Loan

Apply for NetCredit Personal Loan with our help! We will break the process down! Borrow up to $10K with fast funding! Read on to learn more!

Trending Topics

content

Discover it® Cash Back Credit Card review: Earn up to 5% cashback

Read our Discover it® Cash Back Credit Card review to find out how this credit card works! It offers 0% intro APR and more.

Keep Reading
content

Earn more: Marriott Bonvoy Business® American Express® Card review

Discover the ultimate business hotel card with our Marriott Bonvoy Business® American Express® Card review - earn valuable points!

Keep Reading
content

Citi Rewards+® Card application: how does it work?

Here's all you need to know about the Citi Rewards+® Card application online and straightforward. Keep reading to learn more!

Keep Reading

You may also like

content

Apply for a Target RedCard: $0 annual fee

Learn how to apply for the Target RedCard in simple steps and maximize your savings at Target. Keep reading!

Keep Reading
content

8 easy steps to help you retire early and finally reach financial independence

The path to retire early and reach financial independence starts with a single step. So, check our guide to help you get there!

Keep Reading
content

Delta SkyMiles® Gold Business American Express Card review

Here is the Delta SkyMiles® Gold Business American Express Card review to help you understand how it works. Keep reading!

Keep Reading