Reviews
Upgrade Rewards Checking review: A simple account for cash-back lovers!
Upgrade Rewards Checking is an account that offers valuable benefits for savvy customers. Read on to discover the features and insights of this offer, including its advantages and disadvantages.
Advertisement
Upgrade Rewards Checking: Get up to 2% cash back on everyday expenses!
This Upgrade Rewards Checking review provides an overview of an ideal solution for those seeking to save while reaping cashback on debit card purchases.
Upgrade Rewards Checking application
Get ready to take advantage of our Upgrade Rewards Checking! Apply now and enjoy no hidden fees and cash back on expenses! Read on!
Do you want to learn more about this useful account? Then keep reading our comprehensive review! We’ll explain how it works and more!
- Fees: No transfer fee, no account fees, or ATM fees;
- Minimum balance: No minimum balance is required;
- APY: See terms;
- Credit score: No credit score is required;
- Rewards: 2% cash back on common everyday expenses and unlimited 1% cash back on all other purchases.
Upgrade Rewards Checking: how does it work?
Upgrade Rewards Checking offers some great benefits. First, it rewards cardholders who use the card frequently and responsibly by offering the following:
- 2% cash back on common everyday expenses (up to $500 annually);
- 1% cash back on all other purchases.
And you’ll save money immediately because there are no ATM, overdraft, or monthly maintenance fees attached to this type of account.
Plus, if you become eligible for a loan with Upgrade after signing up for a checking account, you may also qualify for discounted loans.
Once you become eligible for an Upgrade high-yield savings account, you can count on a solid 3.75% APY.
On the other hand, the biggest drawback of having an Upgrade Rewards Checking Account is that there are strict requirements and limits on rewards.
While the card may earn up to 2% back on purchases, it can only earn this amount up to $500 cash back total each year.
Plus, international transfers with third-party institutions may incur fees that cannot be avoided when using this checking account.
You will be redirected to another website
By submitting this form, I agree that I am 18+ years old and I agree to the Privacy Policy and Terms and Conditions. I also provide my signature giving express consent to receive marketing communications via automated emails, SMS or MMS text messages and other forms of communication regarding financial products such as credit card and loans. Message frequency varies and represents our good faith effort to reach you regarding your inquiry. Message and data rates may apply. Text HELP for help or text STOP to cancel. I understand that my consent to receive communications is not a condition of purchase and I may revoke my consent at any time.
Upgrade Rewards Checking: main features
This account is good for people who don’t spend too much and want cash back on debit purchases. But is it right for you? Compare the pros and cons of this account and find out.
Pros
- Up to 2% cash back on everyday expenses;
- No ATM, account, or transfer fees;
- Customers can add a High Yield Savings Account;
- Available to all 50 states.
Cons
- No sign-up bonus;
- $500 cash back limit.
Credit score required
Opening a bank account may not always need assessing your credit score, but a bad rating can result in banks denying certain products or services and charging additional fees.
Proactively taking steps to improve one’s financial situation could benefit the future.
Upgrade Rewards Checking application: how to do it?
If you feel ready to apply for an Upgrade Rewards Checking after reading this review, check our post below, and you’ll find all the instructions you need.
Upgrade Rewards Checking application
Get ready to take advantage of our Upgrade Rewards Checking! Apply now and enjoy no hidden fees and cash back on expenses! Read on!
About the author / Suzana Brito
Trending Topics
Learn to apply easily for Home Depot Project Loan
Apply for the Home Depot Project Loan and take your renovations to the next level. Borrow up to $55,000 fast! Read on!
Keep Reading
Walmart MoneyCard® review: Perfect for Walmart shoppers
Check our Walmart MoneyCard® review to learn how this card can make your shopping much easier and rewarding!
Keep Reading
R.I.A. Federal Credit Union Mastercard® Classic Card: apply today
Ready to take control of finances? Learn how to apply for the R.I.A. Federal Credit Union Mastercard® Classic Card today - $0 annual fee!
Keep ReadingYou may also like
Revvi Card application: how does it work?
Earn cash back on all your purchases without worrying about a secured deposit. See how to apply for the Revvi Card and enjoy its benefits!
Keep Reading
Application for the Citi® Double Cash Card: how does it work?
Learn all you need to apply for the Citi® Double Cash Card and enjoy a card with no annual fee and double reward points in every purchase.
Keep Reading
HSBC Premier Checking review: Is the 75,000 minimum balance worth it?
This HSBC Premier Checking review brings a scoop on account details, benefits, drawbacks, and more. Open your account for free. Read on!
Keep Reading