If you’re looking for a credit card with no annual fee, the Citi® Secured Mastercard® could be a good option. Read on to find out how to apply.

This card is designed for people who are new to credit or have less-than-ideal credit scores. Here’s what you need to know about the Citi® Secured Mastercard® before you apply.

Citi® Secured Mastercard® requires applicants to be at least 18 years old or older and residents of the USA.

Then when you fill out the application form, you will need to provide some personal and financial information,  such as your income address, date of birth, and Social Security number.

Then the decision will be based on your creditworthiness. If approved, you usually may hear from them in seconds.

In case of approval, you’ll have 14 business days to provide the banking account information you will use to make a security deposit.

You can manage your account, check your balance, and control expenses on the Citi® app.

On the other hand, you are not allowed to apply for a card in the app. Before downloading the app, use your computer/cell phone to access the website.

If you’re shopping for a secured card, we recommend looking at the GO2bank™ Secured Visa®.

This card comes with no annual fee, online management, and offers cash back. So, you can build or rebuild your credit while earning rewards for it.

However, before you jump into that, let’s compare the Citi® Secured Mastercard® with GO2bank™ Secured Visa® so that you can make an intelligent choice.

If you think the GO2bank™ Secured Visa® can be the best option for your finances, read our post below to learn how the application process works!

The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired.