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Citi® Secured Mastercard® application: how does it work?
Are you considering applying for the Citi® Secured Mastercard® but are unsure how it all works? This guide will take you through the process step-by-step!
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Citi® Secured Mastercard®: Easy online application
If you’re looking for a credit card with no annual fee, the Citi® Secured Mastercard® could be a good option. Read on to find out how to apply.
This card is designed for people who are new to credit or have less-than-ideal credit scores. Here’s what you need to know about the Citi® Secured Mastercard® before you apply.
Apply online
Citi® Secured Mastercard® requires applicants to be at least 18 years old or older and residents of the USA.
Then when you fill out the application form, you will need to provide some personal and financial information, such as your income address, date of birth, and Social Security number.
Then the decision will be based on your creditworthiness. If approved, you usually may hear from them in seconds.
In case of approval, you’ll have 14 business days to provide the banking account information you will use to make a security deposit.
You will be redirected to another website
By submitting this form, I agree that I am 18+ years old and I agree to the Privacy Policy and Terms and Conditions. I also provide my signature giving express consent to receive marketing communications via automated emails, SMS or MMS text messages and other forms of communication regarding financial products such as credit card and loans. Message frequency varies and represents our good faith effort to reach you regarding your inquiry. Message and data rates may apply. Text HELP for help or text STOP to cancel. I understand that my consent to receive communications is not a condition of purchase and I may revoke my consent at any time.
Apply using the app
You can manage your account, check your balance, and control expenses on the Citi® app.
On the other hand, you are not allowed to apply for a card in the app. Before downloading the app, use your computer/cell phone to access the website.
Citi® Secured Mastercard® vs. GO2bank™ Secured Visa®
If you’re shopping for a secured card, we recommend looking at the GO2bank™ Secured Visa®.
This card comes with no annual fee, online management, and offers cash back. So, you can build or rebuild your credit while earning rewards for it.
However, before you jump into that, let’s compare the Citi® Secured Mastercard® with GO2bank™ Secured Visa® so that you can make an intelligent choice.
Citi® Secured Mastercard®
- Credit Score: no minimum credit score;
- Annual Fee: $0;
- Regular APR: 26.74% variable APR for purchases and balance transfers; 29.49% variable APR for cash advances;
- Welcome bonus: no welcome bonus;
- Rewards: no rewards.
GO2bank™ Secured Visa®
- Credit Score: no minimum credit score;
- Annual Fee: $0;
- Regular APR: 22.99% APR for purchases and $26.99 APR for cash advances (variable);
- Welcome bonus: none;
- Rewards: N/A.
If you think the GO2bank™ Secured Visa® can be the best option for your finances, read our post below to learn how the application process works!
How to apply for the GO2bank™ Secured Visa®
Find out if you are eligible for GO2bank™ Secured Visa® Card and learn the step-by-step to make your application today. Keep reading!
The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired.
About the author / Suzana Brito
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