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Capital One Platinum Credit Card application: how does it work?
If you are new to credit or want to rebuild yours, The Capital One Platinum Credit Card might be what you need. You won't have to worry about a secured deposit and can apply anywhere online. Read on!
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by Suzana Brito
Capital One Platinum Credit Card: No annual fee and quick online application

Do you want to get a Capital One Platinum Credit Card? It could be a great way to improve your credit score and start enjoying the benefits of a good credit rating.
This blog post will look at what you need to do to apply for this card and what you can expect once approved. So keep reading to learn more!
Apply online

Applying for the Capital One Platinum Credit Card is a quick and easy process.
To apply, you’ll need to provide basic personal information, such as your name, address, and date of birth. You’ll also need to provide your Social Security number and income information.
Still, it’s a requirement to be at least 18 years old and be an American resident. Once you’ve submitted your application, Capital One will review your credit history and decide.
You’ll receive a response in seconds and your Capital One Platinum Card within 7-10 business days if approved.
You will be redirected to another website
Apply using the app
The Capital One mobile app is a great way to manage your account: view your balance, make payments, and set up alerts to help you stay on top of your account activity.
However, you can not apply for a card with it. Instead, visit the Capital One website.
Capital One Platinum Credit Card vs. The First Latitude Platinum Mastercard® Secured Credit Card
Both credit cards are good for building or rebuilding credit. The main difference is that the First Latitude Platinum charges a secured deposit.
Let’s see what each card has to offer in the comparison below.
Capital One Platinum Credit Card
- Credit Score: Average;
- Annual Fee: $0;
- Regular APR: 29.74% variable APR on purchases and balance transfers; 29.74% variable APR for cash advances;
- Welcome bonus: None;
- Rewards: None.
The First Latitude Platinum Mastercard® Secured Credit Card
- Credit Score: No minimum credit score;
- Annual Fee: $25 for the first year, then $35 annually;
- Regular APR: 22.24% Variable for Purchases; and 27.24% Variable for Cash Advances;
- Welcome bonus: None;
- Rewards: None.
If you’re more interested in getting the First Latitude Platinum Mastercard® Secured Credit Card, read our post below to learn about the application process!

How to apply for First Latitude Platinum
Do you need to build or rebuild your credit score? Learn how to apply for the First Platinum Latitude Secured Card. Quick and online!
The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired.
Suzana Brito
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