Imagine a card with no annual fee and up to 7 points on purchases – sounds tempting, right? That’s exactly what we’ll uncover in our PNC points® Visa® Credit Card review.

So, if you wonder if those points are worth anything, stick around as we break it down, exploring its essential features. Stay tuned!

On the surface, this card appears to offer the best of both worlds – no annual fee and a generous up to 7 points on all purchases.

However, it’s crucial to understand that not all points are equal. Let’s navigate the intricacies to ensure you don’t mistake fool’s gold for true value.

Using this card, you can earn 4 to 7 points per dollar and redeem for cash back, Apple products, travel, gift cards, or merchandise.

However, the value of these points may not be as high as you expect, and you may need to collect a lot of them to earn something valuable.

There is a way to boost points, but it’s not an option for everyone. If you have a PNC Bank account, then you can get bonuses of up to 75% on your points.

You must keep a certain amount in your account or make regular deposits. Then it’s like a reward for being a good customer.

For example, if you keep $5,000 in your account each month, you can get a 75% bonus on your points.

This credit card comes with two intro offers. So, let’s check them out.

PNC Points Visa Credit Card offers 0% APR for balance transfers for 12 billing cycles when initiated within 90 days, then a variable APR of 18.24% to 30.24%.

A 0% intro balance credit card can save you money on interest charges, give you time to pay off your balance and improve your credit score.

By spending $1,000+ in the first three billing cycles, you can earn a bonus of 100K points to redeem on the categories of your choice.

This card could be perfect for those seeking a rewarding credit card experience without an annual fee.

So, review the PNC points® Visa® Credit Card pros and cons to determine if it aligns with your financial goals.

This credit card requires good to excellent credit!

Learn how to apply for the PNC points® Visa® Credit Card below. Read on!