The Platinum Card® from American Express is beautiful. You can’t mistake the silver metal design for any other card. Considered for some as an extravagance, for others, it is an important tool to optimize money with its facilities.

That’s because it is one of the best travel cards on the market. It has a lot of reliability, as you can find it in wallets around since 1984. It is still a symbol of status, as it provides VIP experiences for the Platinum members.

This unmistakable card has a lot of benefits in entertainment, hotels, insurances, rental companies, airlines, and more. Keep reading, you’ll find everything about this card in the following.

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With more than 40 years active in the market, it has a great reputation. It is a great achievement for travel enthusiasts. The Platinum Card® from American Express has wide acceptance in the market.

As it has no preset credit limit, which means you have a flexible spending limit, it is unlike that the purchase won’t be approved.

However, the amount you can spend will vary based on some factors, such as purchase, payment, and credit history.

As it has been said, the Platinum is a travel card. It means that the majority of its benefits are directed towards airline tickets, booking hotels, and rental services. And you have 5 times more reward points on eligible purchases.

It doesn’t mean that it doesn’t work as a normal credit card. It does, you still earn 1 reward point for every dollar spent on every purchase.

Also, you have discounts and “coupons” for daily activities too, like gym, streaming services, sports events, and so on.

It is true that you’ll have to use specific services in specific companies to have benefits. That’s why some critics call it a “coupon credit card”. But a lot of credit card companies operate like this.

There are a few things to consider before asking for your Amex silver card.

You need to put into account how much its benefits value versus how much you’ll pay for it. It is a top credit card, so you can find dozens of great reviews and videos with different points of view.

One thing to know for sure is that The Platinum Card® from American Express is a powerful card. If you can afford it and it suits your lifestyle, it is a big yes.

A powerful card will require a credit score at the same level. It is not really specified, but you’ll need a credit score of 720 or above.

Your credit history will be taken into consideration, so it is not a card to start building your credit story.

Do travel benefits and reward points seem good for you? Then you should apply for The Platinum Card® from American Express.

It is simple to apply, and you can make it online in a few seconds. In the following article, we’ll show you the step-by-step.

Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.

The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired.