ZippyLoan review: how does it work and is it good?

Wondering if ZippyLoan is the right loan platform for you? Here's everything you need to know! Connect with several lenders at once.


ZippyLoan: Up to $15,000 for several purposes

ZippyLoan logo
Learn more about this platform at this ZippyLoan review. Source: The Mad Capitalist

Are you in need of a loan but don’t have the time to go through the tedious application process? Then this ZippyLoan review might help you! This online platform connects borrowers and lenders offering loans.

ZippyLoan logo

Learn to apply easily for ZippyLoan

Want to apply for a loan with one of ZippyLoan's lenders? Discover how easy it is and make your application today. Get up to $15,000.

The amounts range from $100 to $15,000. This comprehensive review will give you all the details you need to know about this innovative platform. Keep reading!

  • APR: It depends on the lender’s terms and conditions;
  • Loan Purpose: Personal loans for any purpose;
  • Loan Amounts: $100 and $15,000.
  • Credit Needed: No minimum credit score is required;
  • Origination Fee: It depends on the lender’s terms and conditions;
  • Late Fee:  It depends on the lender’s terms and conditions;
  • Early Payoff Penalty: It depends on the lender’s terms and conditions.

What is ZippyLoan? 

ZippyLoan works like other loan platforms. All you have to do is complete their simple application form, and within minutes it will be sent out to multiple lenders for consideration.

As soon as one lender accepts your application, you will receive an agreement with all the terms and conditions of the loan. If accepted, you can then get your funds in as little as one business day.

It’s important to note that not everyone will be eligible for the maximum amount they offer ($15,000), as each lender has their own criteria they use when considering applications.

What are the Fees? 

The fees associated with borrowing a loan through ZippyLoan vary depending on the lender and the terms of your loan agreement. Some lenders may charge origination fees ranging from 1% to 8%.

They may also charge late payment fees if payments are not made on time or returned payment fees if they bounce back due to insufficient funds in your account.

Therefore, you must read your agreement carefully before accepting any loan offer.

Is ZippyLoan Safe? 

Portrait of an excited young woman holding money banknotes
Learn how ZippyLoan works. Source: Adobe Stock

Yes! ZippyLoan is committed to protecting its users’ privacy and security using SSL encryption technology and other industry-standard measures throughout its website and mobile app.

Furthermore, all lenders in its network abide by fair lending practices.

It means they adhere to federal laws designed to protect consumers from predatory lending practices such as illegal interest rate increases or excessive fees/charges.

Is ZippyLoan good?

Wondering if ZippyLoan is the right option for you? Then check their pros and cons below to find out!

Multiple personalized credit card offers

Applying won't hurt your credit score

You will be redirected to another website


  • The minimum amount is low, $100;
  • The application is quick;
  • There is no minimum credit score required;
  • Funds can be deposited to your account in a business day;
  • Connect with several lenders at once.


  • Borrowers won’t access clear information regarding fees and rates until they apply;
  • Potentially high-interest rates.

Does ZippyLoan check credit scores?

Yes, it does. However, no minimum scores are required to make an application through their platform.

Nevertheless, you’ll have to meet the lender’s eligibility criteria. So remember to check the terms and conditions before completing your application.

Want to get a ZippyLoan personal loan? We will help you!

Do you want to learn more about how to apply for this loan marketplace? Great! Check out our post below to learn how to apply for a ZippyLoan personal loan. Read on!

ZippyLoan logo

Learn to apply easily for ZippyLoan

Want to apply for a loan with one of ZippyLoan's lenders? Discover how easy it is and make your application today. Get up to $15,000.

About the author  /  Suzana Brito

I'm a Language Studies graduate and have always been interested in writing and sharing knowledge. By creating content about finances and related products, I believe in contributing to people achieving financial freedom and their goals in life.

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