Credit Cards
Apply For the OpenSky® Plus Secured Visa®
Achieving financial stability and freedom requires building credit, but it can be tough with limited or poor credit history. Discover how to apply for the OpenSky® Plus Secured Visa® Credit Card today!
Advertisement
Follow along with our step-by-step guide to apply for this zero annual fee credit builder card
Have you decided to apply for the OpenSky® Plus Secured Visa® Credit Card but have questions about the process? Fear not! Your prayers have just been heard!
We have broken the application down into simple and easy steps so that you can apply using your smartphone or computer in a matter of minutes. Keep reading to learn!
You will be redirected to another website
You’ll receive messages for less than 1 week, with a maximum of 1 message per day. You can unsubscribe anytime by replying STOP. By submitting this form, I confirm that I am 18+ years old and agree to the Privacy Policy and Terms and Conditions. I also provide my signature, giving express consent to receive informational messages via automated emails, SMS, MMS text messages, and other forms of communication. Message frequency may vary as part of our good-faith effort to respond to your inquiry. Message and data rates may apply. Text STOP to cancel. I understand that my consent to receive communications is not a condition of purchase and that I may revoke my consent at any time.
Advertisement
Apply online
Here is a helpful and complete guide on how to apply for the OpenSky® Plus Secured Visa® Credit Card on the website, broken down into simple steps.
Begin by visiting the OpenSky website, then go to the application form page.
Then the next step is to fill out the application form, providing some of your personal and financial information, such as:
- Your full name;
- Address;
- Date of birth;
- Social security number;
- Employment information;
- Income.
Choose the secured deposit amount you want to make for the card. The minimum deposit amount is $300, and the maximum is $3000.
Lastly, review the terms and conditions, including the fees, interest rates, and other important information. Submit your application and wait for a response.
Apply using the app
If you prefer to make your application right from your smartphone device, you can download the OpenSky on your phone app store and follow the steps there.
So the app is free and works on Androids and iOS devices.
Advertisement
OpenSky® Plus Secured Visa® Credit Card vs. Merrick Bank Classic Secured Card
Both cards are good options for those looking to build credit, but they have different features and fees.
On the one hand, the OpenSky® Plus Secured Visa® Credit Card is a simple card with annual fees, it brings some amazing welcome bonuses!
On the other hand, the Merrick Bank Classic Secured Card is also an excellent offer for those who want to build their credit!
See our comparison and set up what one suits your financial needs and goals before dropping the hammer.
OpenSky® Plus Secured Visa® Credit Card
- Credit Score: No credit, Poor, Fair;
- Annual Fee: $0;
- Late Fee: Up to $41;
- Purchase APR: 28.99% (variable);
- Cash Advance APR: 28.99% (variable);
- Welcome Bonus: N/A.
- Rewards: Earn up to 10% cash back* on everyday purchases (terms apply).
Advertisement
Merrick Bank Classic Secured Credit Card
- Credit Score: Bad credit;
- Annual Fee: $36 for the first year, then $3 per month;
- Purchase APR: 22.45% APR Variable;
- Cash Advance APR: 27.45% APR Variable;
- Welcome Bonus: N/A;
- Rewards: None.
Do you want to build your credit with the Merrick Bank Classic Secured Card?
We have explained the whole application process in our post below. So read on!
Apply for Merrick Bank Classic Secured Card
Apply for the Merrick Bank Classic Secured Credit Card and rebuild your credit. Follow the step-by-step here!
Trending Topics
Capital One Spark Cash Plus application: how does it work?
Capital One Spark Cash Plus is what you need to run your business more easily. Read on to learn how to apply!
Keep Reading
Petal® 1 “No Annual Fee” Visa® Credit Card review: is it legit and worth it?
Petal® 1 "No Annual Fee" Visa® Credit Card will help boost your score. In this post, we'll take a closer look at its benefits!
Keep Reading
Competitive rates: Apply for Marshland Credit Union Mortgage
Apply to MarshLand Credit Union Mortgage using our guide and take the first step towards homeownership today - streamline process!
Keep ReadingYou may also like
Delta SkyMiles® Gold American Express Card review
The Delta SkyMiles® Gold American Express Card review will show you how it works, the advantages and cons, and the credit score required!
Keep Reading
Learn to apply easily for the Honest Loans
Do you want to know how to apply for Honest Loans? Keep reading to find out, and understand the requirements.
Keep Reading
Learn to apply easily for Pick a Lender Personal Loan
Learn how to apply for Pick a Lender Personal Loan! Get up to $40K and use it for several purposes! Read on!
Keep Reading