Credit Cards

Wells Fargo Active Cash® Card review

No doubt about it, this credit card is a major player in the world of cash-back cards. Find out what other advantages you'll get in our Wells Fargo Active Cash® Card review. Stay tuned to learn more!

by Suzana Brito

Published on 12/13/2022

Wells Fargo Active Cash® Card: Earn 2% cash back on all purchases with no limits or restrictions!

Have you been shopping around for a $0 annual fee credit card that offers great rewards and an unbeatable APR? Then We’ve prepared this Wells Fargo Active Cash® Card review for people like you.

Wells Fargo Active Cash® Card application

Learn how to apply for a Wells Fargo Active Cash® Card. Earn 2% cash back on purchases! Read on to learn more!

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This card is jam-packed with incredible benefits and features, such as 2% cash back, so you get the most out of your purchases. Let’s take a closer look at what else this card has to offer. Read on!

Credit Score: Good-Excellent;
Annual Fee: $0 annual fee;
Regular APR: 0% intro APR on purchases for the first 15 months, then a variable APR of 18.74%, 23.74%, or 28.74%;
Welcome bonus: Earn a $200 cash back rewards bonus after spending $1,000 in purchases during the first three months of the account;
Rewards: Unlimited 2% cash back on purchases.

Wells Fargo Active Cash® Card: how does it work?

The Wells Fargo Active Cash® Card comes with a generous rewards program that allows you to earn up to 2% cash back on all purchases.

There aren’t any eligible categories for earning cash back. You can choose how to spend your money in gas, grocery stores, drugstores, restaurants, whatever you’d like, and still get rewarded for that.

You can redeem your cash back for:

Statement credit;
Mailed paper check;
Wells Fargo ATMs;
Direct deposit at Wells Fargo deposit or checking accounts.

Welcome Bonus

Technology, lifestyle and advertisement concept. Handsome happy man making online order, booking flight tickets with smartphone app, looking at credit card and holding mobile phone, yellow background — Learn the main details of the Wells Fargo Active Cash® Card! Source: FreePik

Besides the great cash back rate on purchases, the Wells Fargo Active Cash® Card offers a juicy welcome bonus for new cardholders.

When you first apply for the card and spend $1,000 within three months of opening the account, you will receive $200 cash back.

So if you’re looking for a way to jumpstart your cash back earnings, this is an excellent option.

Fees and rates

One of the best things about this card is that it has no annual fee. This means you can use this card without worrying about incurring extra costs from using it every year.

Also, it comes with a 0% APR for the first 15 months on purchases and balance transfers. Finally, the foreign transaction fee is 3%.

More benefits

The Wells Fargo Active Cash® Card still comes with cell phone protection for customers that pay their cell phone bills with this card. Also, access to VISA Concierge and Signature Luxury Hotel Collection.

Multiple personalized credit card offers

Applying won't hurt your credit score

You will be redirected to another website

Wells Fargo Active Cash® Card: should you get one?

Pros

2% cash back on all your purchase;
Welcome bonus;
No annual fee;
0% APR offer.

Cons

Foreign fee;
Most cash back redemptions are connected to Wells Fargo.

Credit score required

A Wells Fargo Active Cash® Card could be within your reach if you have a decent credit score.

With the range from 690 to 850, you may be among those who qualify for what is considered a “good to excellent” rating.

Wells Fargo Active Cash® Card application: how to do it?

Interested in having your card and enjoy its benefits? Keep reading to understand what it takes to apply for the Wells Fargo Active Cash® Card. Check out our post as follows.

Wells Fargo Active Cash® Card application

Learn how to apply for a Wells Fargo Active Cash® Card. Earn 2% cash back on purchases! Read on to learn more!

Keep Reading

About the author

Suzana Brito

I'm a Language Studies graduate and have always been interested in writing and sharing knowledge. By creating content about finances and related products, I believe in contributing to people achieving financial freedom and their goals in life.