Reviews
U.S. Bank Cash+™ Visa Signature® credit card review: is it worth it?
When it comes to cashback, the more you get on daily spending, the better. That's the case with the U.S. Bank Cash+™ Visa Signature® credit card. You can choose the best categories for you. Learn more about it in this article.
Advertisement
U.S. Bank Cash+™ Visa Signature® credit card: get up to 5% cashback with no annual fee
If you’re looking for a new credit card, the U.S. Bank Cash+™ Visa Signature® credit card is definitely worth considering. This card comes with no annual fee and offers cashback rewards on your purchases. You’ll get rewards on every purchase, especially the ones we usually spend the most, like groceries and gas stations.
But is it the right fit for you? Keep reading to find out.
How do you get the U.S Bank Cash+™?
If you're good with cashback management and love to get the best out of each credit card, the U.S. Bank Cash+™ Visa Signature® is perfect for you. See how to apply!
| Credit Score | Good/Excellent |
| Annual Fee | $0 |
| Regular APR | 13.99% -23.99% Variable |
| Welcome bonus | $200 after spending $1,000 on the first 4 months. Terms apply. |
| Rewards | 5% cashback on two bonus categories of your choice.* 2% cashback on selected categories.* 1% cashback on other purchases.* *Terms apply. |
You will be redirected to another website
By submitting this form, I agree that I am 18+ years old and I agree to the Privacy Policy and Terms and Conditions. I also provide my signature giving express consent to receive marketing communications via automated emails, SMS or MMS text messages and other forms of communication regarding financial products such as credit card and loans. Message frequency varies and represents our good faith effort to reach you regarding your inquiry. Message and data rates may apply. Text HELP for help or text STOP to cancel. I understand that my consent to receive communications is not a condition of purchase and I may revoke my consent at any time.
Advertisement
U.S. Bank Cash+™ Visa Signature® credit card
This card has one of the highest cashback rates on the market. Rewards start at 1% and go up to 5% in bonus categories. You will need a good card usage strategy to optimize your earnings. That’s because there are 12 bonus categories from which you must choose only 2 per quarter.
Plus, earn 2% on popular categories: groceries, restaurants, gas stations, and EV charging stations. This is usually the top spending of major U.S. citizens. Recover your cashback in the form of statement credits or gift cards.
This card also gives you 5% on travel purchases through the U.S. Bank’s Rewards Travel Center. However, this is not the best card to take on your trip as it charges foreign transaction fees.
U.S. Bank Cash+™ Visa Signature® credit card: should you get one?
This card’s benefits are mostly about the cashback. So if you’re good at managing them, this card is a yes for you. It has no annual fee, so it’s worth giving a try. Check some of the pros and cons:
Advertisement
Pros
- No annual fee.
- The welcome bonus of $200 is easy to get, as it requires only $1,000 in spending within the first 120 days.
- You can choose 2 out of 12 categories to earn 5% cashback on up to $2,000 spendings per quarter (after you reach the cap, you still get 1% cashback)
- 2% cashback on everyday purchases: grocery stores, gas stations, EV charging stations, and restaurants.
- 1% cashback on every other purchase.
- Zero fraud liability.
Cons
- Complicated rewards program. You’ll have to master the juggling of bonus categories to optimize your earnings.
Advertisement
Credit scores required
Like most credit cards out there, you’ll need a good credit score to apply for this one. If yours is not so good at the moment, you can choose a secured credit card and make responsible use of it for some months. Pay your bills on time and you’ll increase your score to apply for a credit card with more benefits.
U.S. Bank Cash+™ Visa Signature® credit card application: how to do?
Are you ready to enjoy all of these benefits? So its time to learn how do you get this amazing card. To apply for the U.S. Bank Cash+™ Visa Signature® credit card consider reading the following content. It will tell you everything you need to know about the application process.
How do you get the U.S Bank Cash+™?
If you're good with cashback management and love to get the best out of each credit card, the U.S. Bank Cash+™ Visa Signature® is perfect for you. See how to apply!
Trending Topics
Interest rates might reach levels not seen since 2007
In its April’s Economic Update, CUNA revealed that as inflation slows, interest rates might exceed 2007’s economic levels. Read more now.
Keep Reading
Delta SkyMiles® Platinum Business American Express Card application
Here's what you need to apply for Delta SkyMiles® Platinum Business American Express Card. Keep reading to find out!
Keep Reading
Temporary Assistance for Needy Families (TANF): a guide for the program
This guide provides an overview of Temporary Assistance for Needy Families (TANF), including who is eligible and how to apply. Read on!
Keep ReadingYou may also like
Choose the perfect credit card and apply in just a couple of minutes
Learn the best way to choose a credit card for your score now. We've put together some things you should consider to make a choice. Read on!
Keep Reading
Shop Your Way Mastercard® review: up to 5% cash back
Explore the benefits of the Shop Your Way Mastercard® in our review – a no-annual-fee rewards card that earns you points on gas and dining!
Keep Reading
First Latitude Select Mastercard® Secured Credit Card review
Give a fresh start to ruined credit with the First Latitude Select Mastercard® Secured Credit Card. Read our review to learn more!
Keep Reading