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Read on to learn about a card that can give you a good credit limit for no annual fee!

Upgrade card: a credit card and a personal loan at the same time


Getting a decent credit card to build a credit score is not impossible. The Upgrade Card is here to solve this issue. You’ll get an excellent credit line even with a poor credit score. And the best part is that you don’t have to pay expensive fees to use it. Also, you’ll pay a $0 annual fee to enjoy the benefits of this Visa credit card.

The Upgrade Card has the benefits of a personal loan, but is practical like a credit card has to be. So, see the main perks below!

Suitable for every credit score;
Track your credit score for free;
Zero fees;
Split your balance into fixed-rate monthly payments.

Yes! If you’re looking for a low-cost credit card to save money and get a high credit line, the Upgrade Card can be a good option! Also, you can get an incredible welcome bonus of $200 when opening a Rewards Checking account and making three debit card transactions! Plus, you’ll get all of this for no annual fee!

One of the best perks of the Upgrade Card is that there is no yearly cost. You can also get a reasonable APR between 14.99% and 29.99%. Moreover, there are no late fees or foreign transaction fees!

An incredible perk offered by the Upgrade Card is that they have a high credit limit even though there are no annual fees or late fees. So, if you get approved for this card, you’ll find that the typical credit line is from $500 to $25,000. (Up to $50,000 could be available to qualified borrowers.)

upgrade credit card

Application for the Upgrade card

Learn how to apply for the Upgrade credit card and you'll have a credit card with no fees to use everywhere.

If you’re unsure about getting the Upgrade Card and want a card with more rewards, you can try the Upgrade Cash Rewards Visa® Card!

With this Upgrade credit card, you’ll be able to get Visa benefits and up to 1.5% cash back on eligible purchases! Plus, there are no annual fees! So, read our post below to learn how to apply for this credit card!

Upgrade Cash Rewards credit card

Upgrade Cash Rewards Visa® application

You can apply for an Upgrade Cash Rewards Visa® in a couple of minutes without leaving your house to do it. Learn how to apply online for your new credit card.

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