The First Citizens Bank no-annual-fee rewards card will fill up your everyday purchases with points!
First Citizens Bank Rewards Credit Card: Unleash Triple Points on Gas & Streaming
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Do you love to drive and binge-watch? Get the First Citizens Bank Rewards Credit Card for free and earn points on gas, streaming, and other essential daily purchases. Plus, there are a bunch of extra protections for your phone, packages, and identity. Apply now and start saving with this handy credit card!
Do you love to drive and binge-watch? Get the First Citizens Bank Rewards Credit Card for free and earn points on gas, streaming, and other essential daily purchases. Plus, there are a bunch of extra protections for your phone, packages, and identity. Apply now and start saving with this handy credit card!
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Level up your everyday spending: Maximize your pointing power with the First Citizens Bank Rewards Card's top features. Discover its four main benefits below!
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Are you considering the First Citizens Bank Rewards Credit Card as an everyday purchase card? So, let's examine its pros and cons to ensure it really aligns with your financial goals.
Strengths and Special Offerings
- Zero-Interest Escape Hatch: Consolidate your debts and save money with 0% interest on balance transfers for 12 months.
- Free to Play: The First Citizens Bank Rewards Credit Card has no annual fee, making it perfect for budget-conscious spenders.
- Points for the Everyday: Earn points on every eligible purchase, big or small, and enjoy a steady stream of rewards that can add up quickly.
- Building Credit Harmony: This card reports your credit activity to all three major credit bureaus, which can help you build and maintain a healthy credit score.
- Visa Signature Perks: Visa Signature cards offer exclusive benefits like travel insurance, purchase protection, and extended warranties.
- Safeguarding Your Wallet: With the First Citizens Bank Rewards Credit Card, you can protect yourself from identity theft, cell phone issues, and fraud.
Limitations to Consider
- Interest on the Run: 0% intro APR for balance transfers but high ongoing purchase APR. Be careful with carrying a balance, as interest charges can eat away at your rewards.
- Foreign Transaction Fee: If you're a globetrotter, the 3% foreign transaction fee might bite into your travel budget.
- Not All Purchases Point North: Some expenses like rent and utilities may not earn you rewards points, which can limit your overall rewards potential.
To sum up, the First Citizens Bank Rewards Credit Card offers no annual fee and introductory balance transfer options. However, the high purchase APR and limited reward categories might not suit everyone.
If you need to get in touch with First Citizen Bank, you have a few options. First, you can call them directly at 800-543-9000. Second, you can also reach out to their customer support team through email at [email protected] and third, through their social media channels on Twitter, Instagram, or Facebook.
The First Citizens Bank customer service is available to help you from Monday to Friday between 8 am and 9 pm ET and on Saturday and Sunday between 8 am and 8 pm ET. Just keep in mind that during holidays, the hours when customer service is available might be different. To find out when customer service is available on holidays, you can check the bank's website.
Yes, First Citizens Bank is indeed FDIC-insured. So it means that your deposits are insured up to the maximum amount allowed by law, which is currently $250,000 per depositor, per account ownership category. The FDIC is an independent U.S. government agency that provides insurance to protect depositors in case a bank fails.
If you're looking for the nearest First Citizens Bank location nearby, you can easily use their branch locator tool on their website. Alternatively, you can give their customer service number a call and ask for assistance in finding a nearby branch.
Apply First Citizens Bank Rewards Credit Card
Need a guide to apply for the First Citizens Bank Rewards Credit Card? Here you go! Earn rewards and enjoy 0% intro APR on balance transfers!
Are you looking for more options to get cash back on your everyday spending? Don't miss out on the Ally Everyday Cash Back Mastercard® card. Using this card, you can earn up to 3% cash back on your regular purchases.
It's like getting paid to shop! So why settle for less? Start earning cash back on your everyday spending today! Learn how to apply for this credit card below!
Apply for Ally Everyday Cash Back Mastercard®
Score 3% cash back on everyday essentials! Cracking the code on how to apply for the Ally Everyday Cash Back Mastercard® in under 5 minutes.
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