If you need a credit card but don’t have a good credit score, take a look at the PREMIER Bankcard® Credit Card. It offers credit limits that range from $200 up to $700, with no security deposit.

If you ever tried to get a credit card with a not-so-perfect credit score, you know it can be a challenging mission. Some issuers demand a good credit score and a minimum income that many people don’t have. But is it worth it to apply for this product?

This article will show you how much it costs to have this card, and if it offers any valuable benefit. So, if you’re wondering whether you should apply for it or not, read this review to help clarify your mind. 

So, how do you get this card?

Many credit cards claim to give people with low scores the opportunity to rebuild it with an unsecured credit line. But is the PREMIER Bankcard® Credit Card a legit choice?

Unfortunately, this card can not be called a good option. You will have to pay so many fees that you’ll get yourself wondering if you should have opted for a secured credit card. The answer is probably yes. The security deposit is refundable, while the tens or hundreds of dollars you will pay in fees are not. And if you carry a balance, you will regret paying a 36% APR.

Some people may think it is worth a shot. But be careful and do the math. 

Applying for a new credit card is a very personal decision, and no one but yourself has the answer for it. It is important to be very well informed about your options ta make a conscious decision. Read the pros and cons of this card to see if it’s worth it.

This card is designed for people with bad credit looking for a chance to access a credit card. You can apply with any credit score, or even with no credit score at all. But remember that you can also apply for a secured credit card with any credit score too. 

If you’d like to apply for a PREMIER Bankcard® Credit Card, you can do so online. Here’s how:

To apply for a PREMIER Bankcard® Card you’ll need to ccess the First Premier Bank website. Then, you’ll find more information about its credit card. Start the application process by hitting the “apply now” button.

It will redirect you to a form. Pay attention to fill it out properly, and you should do it within a couple of minutes. It asks for some basic personal information, like your full name, birthday, full address, Social Security Number, etc.

You also have to inform your income and employment status, with your employer’s phone number and for how long you’ve been on this job.

Read the terms and conditions carefully, and submit the form if you agree with them. You will receive an offer in your email with the fees and interests you classified for.

Once you’re approved for a PREMIER Bankcard® card, you can download the app to manage your account.

Apply through the First Premier website to get your card.

Unsure about the PREMIER Bankcard® Card? We’ll present you with a second option. You can also get the Petal 1 Visa with a not-so-good credit score.

Analyze their features and compare them to see which one is better for you.

Petal 1 Visa card has no fee and offers rewards when you use it. To apply for it, just read the following article and you’ll find out how to do it.