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We are an independent, objective, advertising-supported content publisher website. In order to support our ability to provide free content to our users, the recommendations that appear on our site might be from companies from which we receive affiliate compensation. Such compensation may impact how, where and in which order offers appear on our site. Other factors such as our own proprietary algorithms and first party data may also affect how and where products/offers are placed. We do not include all currently available financial or credit offers in the market in our website.

Reviews

Porte Mobile Banking review: Get started with no minimum deposit

Looking for a banking solution tailored to your lifestyle? Explore our Porte Mobile Banking review and learn about their specialized services, account options, and more. Read on!

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by Suzana Brito

01/08/2023 | Updated on 01/26/2023

Porte Mobile Banking: Bank from anywhere in just minutes

Porte Mobile Banking review
Read our Porte Mobile Banking full review and learn more. Source: The Mad Capitalist

Are you looking for a new account with multiple perks? Then read our comprehensive Porte Mobile Banking review. It reveals this account’s advantages and disadvantages.

Porte Debit Card

Porte Mobile Banking application: how does it work

Don't miss out; explore the incredible benefits of Porte Mobile Bank. See how to apply, step by step, now in our post! No ATM fees.

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Porte Mobile Banking application: how does it work

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Learn what features, fees, and services you can expect so that you can decide if it is right for your financial needs. Keep reading!

  • Fees: Monthly fees: $9.95 (can be waived with eligible direct deposit); 
  • Minimum balance: No minimum balance;
  • APY: Not applied;
  • Credit score: No minimum credit score;
  • Rewards: Earn cash back at select retailers.

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Porte Mobile Banking: how does it work?

Porte Mobile Banking is now available nationwide, providing convenient access to your finances anytime, anywhere. With an easy-to-use app downloadable on any phone or tablet in the US, managing money has never been simpler.

You can open a brand new account at Porte Mobile Banking for zero cost. It doesn’t come with any bonus offers, however. Also, like most checking accounts, you won’t earn APY to take control of your financial journey.

Also, you can waive your monthly fee after making a qualifying deposit of at least $1,000 in thirty-five days after the date your monthly fee is assessed.

Direct deposit with Porte Mobile Banking is an ideal way to access your paycheck faster and eliminate the stress of waiting.

Furthermore, they practice a soft credit pull which means you don’t have to worry about adversely affecting your score.

Here are other benefits:

  • Real-time account alerts;
  • Card lock: you can unlock your card anytime;
  • Charity support: You can choose a charity to make donations to;
  • FDIC insured;
  • You can find 37,000+ fee-free ATMs nationwide, and you won’t pay any fees.

Finally, you can choose if and when overdraft fees apply to your account. So, any attempted transaction resulting in an overdraw will be denied if the feature is off.

It will help you stay covered from costly charges whenever possible. If it’s on, you’ll agree to pay $20 for an overdraft transaction.

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Savings account

Happy young business woman using cellphone standing in office using mobile.
Compare Porte Mobile Banking’s main features. Source: Adobe Stock

You must open a checking account to qualify for the savings account option. Porte Savings has no hidden fees and starts with a 0.24% APY, which can be increased by a bonus saving up to 3.00% APY under qualifying conditions.

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Porte Mobile Banking: main features

The Porte Mobile Banking account is an excellent option for anyone looking for convenience. But is it the right option for you? Compare the pros and cons and find out.

Pros

  • Available in all 50 states;
  • Access to ATMs free of fee;
  • No minimum deposit is required;
  • It doesn’t check credit scores. 

Multiple personalized credit card offers

Applying won't hurt your credit score

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Cons

  • No APY for the checking account;
  • No access to physical branches;
  • Out-of-network ATM is paid. 

Credit score required

Porte Mobile Banking does not take into account credit scores when assessing an individual’s eligibility.

However, for those with strong financial standing who maintain a positive credit score, additional exclusive benefits may be available.

Porte Mobile Banking application: how to do it?

Do you want to learn to apply for Porte Mobile Banking? Then check out our helpful guide post below for all the tips to make your application successful!

Porte Debit Card

Porte Mobile Banking application: how does it work

Don't miss out; explore the incredible benefits of Porte Mobile Bank. See how to apply, step by step, now in our post! No ATM fees.

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Porte Mobile Banking application: how does it work

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About the author

Suzana Brito

I'm a Language Studies graduate and have always been interested in writing and sharing knowledge. By creating content about finances and related products, I believe in contributing to people achieving financial freedom and their goals in life.

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Under no circumstance we will require you to pay in order to release any type of product, including credit cards, loans or any other offer. If this happens, please contact us immediately. Always read the terms and conditions of the service provider you are reaching out to. We make money from advertising and referrals for some but not all products displayed in this website. Everything published here is based on quantitative and qualitative research, and our team strives to be as fair as possible when comparing competing options.

Advertiser Disclosure

We are an independent, objective, advertising-supported content publisher website. In order to support our ability to provide free content to our users, the recommendations that appear on our site might be from companies from which we receive affiliate compensation. Such compensation may impact how, where and in which order offers appear on our site. Other factors such as our own proprietary algorithms and first party data may also affect how and where products/offers are placed. We do not include all currently available financial or credit offers in the market in our website.

Editorial Note

Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved, or otherwise endorsed by any of the entities included within the post. That said, the compensation we receive from our affiliate partners does not influence the recommendations or advice our team of writers provides in our articles or otherwise impact any of the content on this website. While we work hard to provide accurate and up to date information that we believe our users will find relevant, we cannot guarantee that any information provided is complete and makes no representations or warranties in connection thereto, nor to the accuracy or applicability thereof.

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