Credit Cards

Application for the Upgrade Bitcoin Rewards Visa®: how does it work?

Applying for an Upgrade Bitcoin Rewards Visa® is an excellent way to get your first Bitcoins or get more of them to your wallet. Learn how to apply for it and start benefiting.


by Julia Bermudez

05/02/2022 | Updated on 03/09/2023

Upgrade Bitcoin Rewards Visa®: if the future is in cryptocurrencies, this card is your ticket to get there

Upgrade logo
Learn how to apply for this card and start receiving bitcoins. Source: Upgrade

If you’re tired of getting points or miles as rewards, the Upgrade Bitcoin Rewards Visa® has a different offer for you. What about getting bitcoins as cashback for every purchase? It’s an excellent way to get your first cryptocurrencies without risking the money from your bank account on them.

This card is suitable for people with average credit scores, so you can work on your score while getting rewards. The credit limit starts at $500, but depending on your creditworthiness you can get up to $25,000.


Credit Card

Upgrade Bitcoin Rewards

Bitcoin No annual fee

The best card for cryptocurrencies enthusiasts, get Bitcoin in every purchase.

You will be redirected to another website

You have the option to pay your balance in monthly installments, like a loan, but with fixed interest rates. The app will help you track all your expenses and plan your budget to save money.

To get this card and start benefiting, keep reading and learn how to apply for it.

Apply online

If your credit score is not that good, you can still try to get it. Upgrade gives you the chance to pre-qualify with no hard inquiry on your credit score.

You will get an offer according to your financial history, and if you don’t qualify for this specific card, Upgrade will suggest other options, as they have more than one credit card.

To pre-qualify, access the Upgrade website, look for the Bitcoin Reward Visa, and hit the “get started” button. You’ll get redirected to a form that requests basic information.

Upgrades will ask for your full name, home address, date of birth, and annual income. Also, create an account with an email and a password. Read all the terms and conditions, and once you get it done you can submit your form. Wait for the response and proceed with the application process.

Plus, you should know that the card is unavailable in DC, IA, WV, WI, NC, NH and HI.


Apply using the app

bitcoin and computer on wooden table
Apply for this card to get Bitcoins as a reward. Source: Adobe Stock.

Upgrade offers an app for its members to manage their accounts. There, you can check your expenses and track how you’re spending your money.

This will help you to control your finances and budget your income. Once you get approved for your new credit card through the website, you can download the app and start using it.


Upgrade Bitcoin Rewards Visa® vs. Capital One Venture Rewards

We’ll show you another credit card option if you prefer miles as a reward for your purchases. Some people can find it confusing to use the Bitcoin rewards.

The Capital One Venture Rewards credit card offers 2 miles per dollar on every purchase and a generous welcome bonus. This card is perfect for you if you love traveling and have an excellent credit score.

Upgrade Bitcoin Rewards Visa®Capital One Venture Rewards Card
Credit ScoreFair/Good/ExcellentExcellent
Annual Fee$0$95
Regular APR14.99% – 29.99% variable APR20.24%, 25.24%, or 28.24% variable APR for purchases and transfers (based on creditworthiness)
Welcome bonus*$200 bonus after opening a Rewards Checking account and making 3 debit card transactionsYou can earn 75,000 bonus miles after you spend $4,000 on purchases in your first 3 months from account opening.

*Terms apply.
Rewards1.5% cashback as Bitcoin on every purchase2 miles per dollar on every purchase
5 miles per dollar on car rentals and hotels*

*Terms apply

If you prefer a travel credit card, this is a great option. Many experts recommend it for its rewards and benefits. You can learn more about it and how to get one for yourself by reading the following content.

capital one venture rewards credit card

Application for the Capital One Venture Rewards

The Capital One Venture Rewards card could be a good option for you. It offers miles that can be used for travel rewards, and it's easy to use.

*Disclaimer: To qualify for the welcome bonus, you must open and fund a new Rewards Checking account and make 3 qualifying debit card transactions from your Rewards Checking account within 60 days of the date the Upgrade Card account is opened. To qualify, debit card transactions must have settled and exclude ATM transactions. Please refer to the applicable Upgrade VISA® Debit Card Agreement and Disclosures for more information. Your Upgrade Card and Rewards Checking account must be open and in good standing to receive a bonus. If you have previously opened a Rewards Checking account or do not open one as part of this application process, you are not eligible for this welcome bonus offer. Welcome bonus offers cannot be combined, substituted, or applied retroactively. The value of the $200 bonus will be based on the value of bitcoin at the time it is purchased (within 1-2 statement periods from the date the bonus is earned) and may change in price by the time you choose to sell it.

About the author  /  Julia Bermudez

Julia Bermudez is a writer here on this portal. Since childhood, writing has been a passion, and her curiosity for different subjects led to this profession. Julia has a degree in Cultural Production, and her subjects of most significant interest are health, finances, and self-development.

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