All information about Macy’s Credit Card has been collected independently by The Mad Capitalist.

If you’re looking for a store credit card with decent rewards and no annual fee, this Macy’s Credit Card review might catch your eye.

In this post, we’ll break down the key details, pros, and cons to help you decide if this card fits you. Keep reading!

First, let’s talk about the basics. Macy’s Credit Card is designed for individuals with good to excellent credit scores.

The good news is that it comes with no annual fee, so it is an attractive option for budget-conscious shoppers.

However, it’s important to note that the purchase APR and cash advance APR are both set at a high 31.99% (Variable).

One of the perks of getting a Macy’s American Express® Card is the welcome bonus.

You can enjoy a 20% discount on your first $100 purchases for two days after opening your account.

As for ongoing rewards, you’ll earn 3% back in rewards at restaurants (including delivery), 2% at gas stations and supermarkets, and 1% on all other purchases.

Macy’s Credit Card comes in two types: the regular Macy’s Credit Card and Macy’s Credit Card from American Express.

Both cards offer rewards on your purchases, but here’s the catch. The Amex version can be used anywhere American Express is accepted.

At the same time, the regular Macy’s Credit Card is limited to Macy’s stores.

This card could be a great fit if you’re a loyal Macy’s shopper and want to earn rewards on your purchases.

The Amex version offers even more rewards and perks, such as presale tickets to shows and travel upgrades.

Also, 1,000 points from the Amex version are equivalent to $10 in Star Money rewards to use at Macy’s or other stores.

Just remember that Star Money is valid for 30 calendar days from issuance.

Further, let’s review Macy’s American Express® Card pros and cons.

Indeed, you should have a good to excellent credit score to qualify for the Macy’s Credit Card.

Apply for the Macy’s Credit Card in our post below. So keep reading for complete instructions.