Credit Cards
Instacart Mastercard® Review: Shop, Earn, Save!
Access the best deals and rewards while shopping with Instacart. Our Instacart Mastercard® review has got you covered! Pay $0 annual fee!
Advertisement
Cashback guarantee on all your purchases!
Boost your shopping experience with up to 5% cash back with the Instacart Mastercard® – the card under our review.
Apply for Instacart Mastercard® today
Apply for the Instacart Mastercard® quickly with our guide. Elevate your grocery shopping experience and enjoy exclusive rewards. Read on!
What’s more in it for you? Learn how it works, its fees, and cash back redemption options on travel, groceries, and more. Keep reading!
- Credit Score: Good – Excellent;
- Annual Fee: None;
- Purchase APR: 20.24%–28.99% (variable);
- Cash Advance APR: 29.99% (variable);
- Welcome Bonus: Get a free year of Instacart + (Instacart membership) and $100 free Instacart credit (upon approval);
- Rewards: 5% cash back on Instantcart.com and the Instantcart app, 5% cash back on travels purchased over the phone with Chase Travel Center, 2% cash back at restaurants, gas stations, and eligible streaming services, plus 1% on everything else;
- Terms apply.
You will be redirected to another website
By submitting this form, I agree that I am 18+ years old and I agree to the Privacy Policy and Terms and Conditions. I also provide my signature giving express consent to receive marketing communications via automated emails, SMS or MMS text messages and other forms of communication regarding financial products such as credit card and loans. Message frequency varies and represents our good faith effort to reach you regarding your inquiry. Message and data rates may apply. Text HELP for help or text STOP to cancel. I understand that my consent to receive communications is not a condition of purchase and I may revoke my consent at any time.
Advertisement
Instacart Mastercard®: how does it work?
Instacart is a popular grocery delivery and pick-up service to shop for essentials without leaving the comfort of your home.
With its credit card, the Instacart Mastercard®, it’s possible to combine convenience with up to 5% cashback on grocery shopping needs.
Rewards: Shop, Dine, Travel, and More
Let’s break down the rewards categories to give you a better understanding of what this card has to offer:
Shop through Instacart.com or the Instacart app and enjoy a generous 5% cash back. It’s also valid for booking your travels over the phone through the Chase Travel Center.
Enjoy 2% cash back when dining out, refueling at gas stations, or subscribing to eligible streaming services.
For all other purchases, you’ll still earn 1% cash back. Also, it has no caps on rewards, so your earnings potential is limitless. Terms apply!
Advertisement
Cash Back Redemption
Redeeming your cashback is easy. You can opt for direct deposit into your bank account or apply it as a statement credit to reduce your card balance.
In addition, for those who love to travel, the Instacart Mastercard® allows you to use your points to book flights, hotels, car rentals, and cruises.
Additional Benefits
The Instacart Mastercard® offers other rewards and benefits such as:
- Rental car;
- Purchase and baggage protection;
- Roadside assistance;
- Travel and emergency services.
Advertisement
Instacart Mastercard®: should you get one?
The Instacart Mastercard® is good for those who want to earn cashback rewards on frequent online grocery purchases.
Review the drawbacks and advantages of the Instacart Mastercard® to decide if it’s the best card for your financial needs.
Pros
- Best Offer: Get a free year of Instacart+ and a $100 Instacart credit automatically upon approval. Membership auto-renews. Terms apply.
- Earn 5% cash back on Instacart app and Instacart.com purchases
- Earn 5% cash back on Chase Travel℠ purchases, including flights, hotels, and more
- Earn 2% cash back at restaurants, gas stations and on select streaming services
- Earn 1% cash back on all other purchases
- No annual card fee
Cons
- High APR;
- Monthly fee.
Credit score required
Indeed, since this credit card offers amazing benefits to the cardholder, it will require a higher credit rate!
Therefore, you’ll need a good to excellent credit score to apply and enjoy its amazing benefits!
Instacart Mastercard® application: how to do it?
Furthermore, make your purchases easier and more affordable with an Instacart Mastercard®. Then keep reading to learn how to do it.
Apply for Instacart Mastercard® today
Apply for the Instacart Mastercard® quickly with our guide. Elevate your grocery shopping experience and enjoy exclusive rewards. Read on!
The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired.
Trending Topics
How does credit work: A complete guide with answers
Learn the basics of how does credit work, how to read and understand your credit report, and practical tips for creating a manageable budget.
Keep Reading
Luxury Titanium or Luxury Gold card: choose the best!
Are you wondering if you should get the Luxury Titanium or Luxury Gold? Please don't make any decision before reading this comparison!
Keep Reading
3 Best student credit cards: choose yours!
Discover the 3 best student credit cards on the market, and learn what is really important when deciding which one is the best for you.
Keep ReadingYou may also like
Chase Total Checking® application: how does it work?
Ready to take control of your financial future? Open a Chase Total Checking® — Find out how to do it here! No hidden fees and several perks.
Keep Reading
A 101 guide on what is cryptocurrency: start investing now!
If you want to keep up with the crypto market, you need to know what cryptocurrency is. We'll tell you everything about it in this article.
Keep Reading
Self Visa® Credit Card application: how does it work?
Learn the basics to make the application for the Self Visa® Credit Card. Start improving your credit score today!
Keep Reading