Here is our post about a card that can boost your credit and provide cash back: First Citizens Bank Secured Cash Back Card review.

Let’s explore why this product is a powerful choice for improving one’s credit and enhancing your purchase power. So read on and learn more!

The First Citizens Bank Secured Cash Back Card is a credit builder/rebuilder card that offers unlimited 1% cash back on all eligible purchases.

Customers can redeem the earned cash back as either statement credit or have it deposited directly into a First Citizens account.

Additionally, this cash back reward never expires, so you can save up your rewards as long as you like.

To start using the card, customers must make a minimum security deposit of $500 which can range up to $5,000. Also, the security deposit is refundable.

Depending on individual circumstances and payment information, this amount will determine the customer’s credit limit.

Another main benefit of this card is that it allows customers to easily monitor and manage their FICO scores through their online accounts.

Cardholders also get access to cell phone protection in case of damage or theft.

With the First Citizens Bank Secured Cash Back Card, you can establish or rebuild your credit while earning rewards.

So, if you are looking for cash back on your purchases and a way to improve your score, maybe you could try it.

Here are some of the advantages and drawbacks of this card.

A First Citizens Bank Secured Cash Back Credit Card may be a great fit for establishing credit.

As a result, it accepts poor/bad credit. This way, you won’t need to worry about your credit score to get this card. 

Looking forward to building your credit and saving some money on cash back? Stay tuned to learn how to apply for the First Citizens Bank Secured Cash Back Credit Card!