The First Citizens Bank Secured Cash Back Card is a great option for building or rebuilding their credit.

This card offers a competitive interest rate and cash back on purchases. Plus, you can choose your monthly payment date. So, how do you apply? Keep reading to understand.

Unfortunately, applying online for the First Citizens Bank Secured Cash Back Card is impossible. 

However, you can find a local branch near you on their website. They have physical locations in many countries, so it won’t be hard to find.

This credit card is good for building or rebuilding their credit history.

It is also a good choice for those who want a competitive interest rate and to earn cash back on their purchases.

Some of the benefits of this credit card include the following:

First Citizens Digital Banking provides a mobile banking solution that allows users to view their accounts, make transactions, and more.

However, you must visit their branches to apply for a card. Their app is a tool that can be accessed after you have your credit card information.

Here are two alternatives for people trying to boost their scores.

Starting with the First Citizens Bank Secured Cash Back Card, available for bad and poor credit scores. Also, you can earn unlimited 1% cash back on eligible purchases.

Secondly, the Petal 2 “Cash Back, No Fees” Visa Card could be a candidate for people with average scores who don’t want to pay an annual fee and earn more cash back.

Which card should you take? It’s up to your needs. So explore their main features below.

Do you want to apply for the Petal 2 “Cash Back, No Fees” Visa Card? Then keep reading to get information about the process.