Chase Bank review: is it the best choice for you?
Chase Bank is one of the largest banks in the United States. It has a long history and many satisfied customers. But should you start banking with Chase? Let's take a look at what they have to offer.
Chase Bank: offering banking services to Americans for over 200 years.
As one of the country’s largest full-service banks, Chase Bank – JPMorgan Chase & Co.’s consumer banking arm – offers to individuals a wide range of financial services and products such as checking accounts, savings accounts, CD accounts, credit cards, investment services, home equity lines, self-directed trading, business loans, financial advisors and much more..
This broad scope of servicing stems from the company’s history, which is composed of over 1,200 which joined forces to form the now known $3.4-trillion financial institution we know as Chase Bank.
This is a very traditional bank dating back to 1799, and in this article we are going to review some of the key features of the bank. Hopefully, we’ll help you decide if this online banking giant is the best fit for you
Chase Bank: should you start banking with it?
To aIf you’re looking for a new bank to start banking with, Chase Bank may be a great option. They offer a wide variety of services and products, plus they have numerous branches and ATMs located nationwide. So is Chase Bank right for you? Keep reading to find out more about what they have to offer.
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- Over 4,700 branches and 16,000 ATMs
- You may waive checking account fees
- A number of popular credit cards
- Savings, checking and CD accounts earn little interest
- You may not qualify to waive account fees
- Out-of-network ATMs charge fees with basic accounts
Credit scores required for the Chase Bank products
You are not required to have an impeccable credit history if all you want is to do is to open a Chase Bank checking account. However, Chase mostly offers credit cards to people with good to excellent scores.
This does not mean applicants with a FICO score of 650 or below don’t get approved. It does happen, and you can try it. Still, we believe through improving your credit score you increase your chances of not only getting service by Chase on your first attempt, but also a premium services offer sooner.
Chase Bank application: how to do it?
Opening an account with Chase Bank is really simple. You can do it online – like most people would at this point. Or you can go old-school style and do it in one of Chase’s 4,700 branches nationwide. If you already have an account but want another one, you can do it over the app.
Chase also offers active and veteran members of the military a Chase Premiere Plus Checking account with $0 fees and no minimum balance requirements.
If you are a saver, the institution offers CD accounts which you can open online or in branches as well. A minimum $1,000 is required to open this kind of account. But if you are coming in with a balance of $1 million or more, you should probably talk to a banker before opening your CD account.
Follow the link below for more details about opening an account at Chase’s!
About the author / Danilo Pereira
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