If you’re looking for a great everyday card that matches your lifestyle, the Bank of America Customized Cash Rewards credit card might be the perfect choice for you. Its customizable earning options allow cardholders to choose their 3% cash back from different categories each month, which is an excellent deal for those who don’t have a traditional spending habit.

The card offers an easy-to-get welcome bonus of $200 online cash rewards. There is no annual fee and a 0% intro APR for the first 15 billing cycles. So, if you want to learn more about the benefits as well as the drawbacks of this credit card, keep reading our full review below. 

This card is a solid choice for anyone looking for a customizable rewards format. That is because it is one of the few cards in the market that allows you to choose how to redeem your cash back points according to your personal needs.  

It comes with a Visa signature, which means it is widely accepted nationwide, and you can use it for in-person shopping or online deals. The card’s low introductory intro APR offer and no annual fee can be a deciding factor for new cardholders. Also, Preferred Rewards members can earn up to 75% more cash back in each purchase. 

Before applying for any product that can affect your credit score, you should always consider not only its benefits but also its disadvantages. That said, check out some of the this product’s highlights and drawbacks below. 

If you’re interested in applying for this card, you need a credit score ranging from good (670) to excellent (850). Anything below 670 will most likely undermine your chances of approval. 

Now that you’ve learned everything this product has to offer, how about applying for your very own Bank of America Customized Cash Rewards Credit card? We will show you how at the following link!