Wayfair Credit Card application: how does it work?

Find out how to apply for a Wayfair Credit Card and start enjoying this card's benefits! It offer cash back and multiple rewards for its cardholders. Keep reading and learn more!


by Suzana Brito

12/14/2022 | Updated on 03/09/2023

Wayfair Credit Card: Earn 5% cash back or refinance your purchases!

Wayfair Logo
Find out how to apply for the Wayfair credit card. Source: The Mad Capitalist

Do you like Wayfair furniture, home décor, and other items? If so, we’ll teach you how to apply for a Wayfair Credit Card. This card can help you take advantage of rewards and much more.


Credit Card


Cash Back Welcome Bonus

No annual fee and $40 OFF on your eligible 1st purchase!

You will be redirected to another website

This blog post will overview the Wayfair Credit Card and explain how to apply for one. Ready to get started? Let’s go!

Apply online

The Wayfair credit card is issued by CitiBank and offers several benefits that can help make your shopping experience easier. Some of these benefits include:

  • 5% cash back (terms apply);
  • Special financing options on selected items;
  • Easy online account management;
  • 0% APR financing options available (subject to approval);
  • No annual fee.

Getting your hands on the Wayfair credit card is quick and easy!

Just go to their website, fill out a simple application form with all of your details, such as your personal information, such as name, address, phone number, email address, etc., and submit it.

Then just wait for Citi Bank’s approval. No cost or annual fee is required either.

As soon as you receive your new card in the mail, let them know by calling customer service or visiting their site – now start shopping immediately.

Apply using the app

Although the application process for the Wayfair Credit Card can only be made online, this company offers a useful mobile app for its customers.

The app makes it possible to make purchases, track your packages, and more!

Wayfair Credit Card vs. Petal 2 “Cash Back, No Fees” Visa Credit Card

Handsome guy pays with credit card, placing an order in application on mobile phone, making purchase in online store, white background
Compare two credit cards before making a decision! Source: FreePik

Are you looking to build credit but don’t want the hassle of annual fees? The Petal 2 “Cash Back, No Fees” Visa Credit Card is your perfect solution.

And if shopping at Wayfair makes up a lot of your expenses, then why not make it rewarding with their cash back or refinancing?

By using both cards, you can build smart financial habits and make rewards from daily purchases. Great, isn’t it? Take a look at these two options:

Wayfair Credit Card

  • Credit Score: Fair, good and excellent;
  • Annual Fee: $0 annual fee;
  • Regular APR: 31.24% variable APR for purchases;
  • Welcome bonus: No interest if you pay in full for up to 24 months on eligible orders or 5% cash back in rewards at Wayfair ($40 starting bonus after spending $250);
  • Rewards: 3% back in rewards at grocery stores, 2% back on qualifying online purchases, and 1% back on all other purchases;
  • Terms apply.

Multiple personalized loan offers up to $100K

Applying won't hurt your credit score

You will be redirected to another website

Petal 2 “Cash Back, No Fees” Visa Credit Card

  • Credit Score: 630-850 (Average – Excellent);
  • Annual Fee: No annual fee;
  • Regular APR: 22.24% – 31.74% variable APR;
  • Welcome bonus: No welcome bonus;
  • Rewards: 1% cash back on eligible purchases, up to 1.5% cash back when cardholders pay on time.

Get ready to reap the rewards with Petal 2’s “Cash Back, No Fees” Visa Credit Card. Find out how you can apply and begin earning sweet cashback without spending a penny on fees – all in our latest post!

Petal Logo

How to apply for Petal 2 Visa Credit Card

Do you know how to apply for the new Petal 2 "Cash Back, No Fees" Visa Credit Card? Read our step-by-step guide on how to go through the process.

About the author

Suzana Brito

I'm a Language Studies graduate and have always been interested in writing and sharing knowledge. By creating content about finances and related products, I believe in contributing to people achieving financial freedom and their goals in life.

Trending Topics


LightStream Personal Loan review: how does it work and is it good?

Read our LightStream Personal Loan review and find out if this lender is the best choice for you. Enjoy competitive rates and fast funding!

Keep Reading

Application for First Latitude Platinum Mastercard® Secured Credit Card: how does it work?

The First Latitude Platinum Mastercard® Secured Credit Card is a low budget option with a modest annual fee. Check out how to apply!

Keep Reading

Elon Musk announces Twitter bid on hold

In a tweet, Musk said that the $44 billion deal to buy Twitter is on hold for now, pending review on fake/spam accounts. Read more now!

Keep Reading

You may also like


Temporary Assistance for Needy Families (TANF): a guide for the program

This guide provides an overview of Temporary Assistance for Needy Families (TANF), including who is eligible and how to apply. Read on!

Keep Reading

First Digital Mastercard® review: is it worth it?

Looking for a card to help repair your damaged score? Look no further than the First Digital Mastercard®: read the review to learn more!

Keep Reading

Chase College Checking℠ application: how does it work?

Wondering if the Chase College Checking℠ account is for you? Read on and learn how to apply and get a $100 sign-up bonus and more!

Keep Reading