Applications can be boring if we don’t know exactly what to expect. Follow this guide to apply for the U.S. Bank Visa® Platinum Card and understand the necessary information.

This card offers a generous 18 billing cycles of 0% intro APR on purchases and balance transfers, perfect for transferring high-interest debt. Read on to learn how to apply!

Before you apply for any credit card, you should know your credit score.

The U.S. Bank Visa® Platinum Card is a great option for those with good to excellent credit, but if your score is on the lower end, you may not be approved.

So after knowing your score, here is what you need to do.

During the application, applicants must provide standard personal information such as their name, address, and Social Security number.

Plus, some financial information, such as your income and employment information.

The easiest way to apply for the U.S. Bank Visa® Platinum Card is by going to the U.S. Bank website and filling out an online application.

It takes just a few minutes to complete the application, and you’ll get an immediate decision on whether you’ve been approved.

You’ll receive your card in the mail within 7-10 business days if approved.

The U.S. Bank Triple Cash Rewards Visa® Business Card is only available for application through their website or at a branch. You can’t apply for this great card via an app yet.

The U.S. Bank Visa® Platinum Card offers a 0% intro APR for 18 months on purchases and balance transfers, one of the longest intro periods you’ll find on the market today.

Conversely, the Citi® Double Cash Card offers a 0% intro APR for 18 months on balance transfers. However, there’s no introductory APR for purchases.

Each option has unique features that could be just what you need. So discover more about them as follows.

Are you ready to double your cash-back earning potential?

Then if you consider applying for the Citi® Double Cash Card, check out our post below, and learn how easy it is to get started.