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Petal 2 “Cash Back, No Fees” Visa Credit Card application: how does it work?

This is a basic overview of applying for the Petal 2 "Cash Back, No Fees" Visa Credit Card. Learn to get rewarded with cash back, zero annual fees, and more. Read on!

Petal 2 “Cash Back, No Fees” Visa Credit Card: Fast and straightforward application

A credit card with no hidden fees is all you need to get your finances on track! Source: Petal

Are you ready to take control of your finances and get rewarded for your spending? Petal 2 “Cash Back, No Fees” Visa Credit Card might be the perfect tool to help you do that.

Credit Card

Petal 2 Cash Back Visa

online Visa

Build credit. No annual fee.

You will be redirected to another website

Whether you’re trying to build credit or just looking for a way to pay it off faster, this card could be the answer. Let’s explore how to apply for this card. Read on!

Apply online

The first step in applying for the Petal 2 credit card is to make sure you meet the eligibility requirements.

To qualify, you must have proof of income and have no bankruptcies in your credit history.

Also, you must be at least 18 years old and be an American citizen or authorized resident.

Your credit score also plays an important role in your application. Make sure it’s at least average to apply.

Application tips

Once you’ve determined that you meet all the eligibility requirements for the Petal 2 “Cash Back, No Fees” Visa Credit Card, it’s time to start the application process.

You can apply online. The application process is straightforward. Just provide:

Your personal information (including contact information and Social Security Number).
Financial information (including income and employment status).
Other relevant details (such as your cosigner’s information).

After submitting your application, you’ll receive a pre-approval response.

Apply using the app

The Petal app is not set with features for applying through it.

So, if you want to apply for the Petal 2 “Cash Back, No Fees” Visa Card, visit the website and get the application started there.

Petal 2 “Cash Back, No Fees” Visa Card vs. Aspire® Cash Back Reward Card

Job. Business woman in the office — Compare your options before making a decision. Source: Adobe Stock

Petal 2 “Cash Back, No Fees” Visa Card is a better pick for people who want to improve or build their credit score, avoid fees, and have a good credit limit.

The Aspire® Cash Back Reward Card is also a good choice for improving your score, and it offers up to 3% cash back on eligible purchases.

As you can see, both options are interesting to have in your wallet. You’ll learn more about them below.

Petal 2 “Cash Back, No Fees” Visa Card

Credit Score: Excellent/Good/Limited/No Credit.
Annual Fee: No annual fee.
Regular APR: 17.99% – 31.99% variable.
Welcome bonus: No welcome bonus.
Rewards: Up to 1% cash back on eligible purchases. Up to 1.5% cash back on eligible purchases after making 12 on-time monthly payments.

Aspire® Cash Back Reward Card

Credit Score: Bad credit.
Annual Fee: $85-$175 for the first year. After that, $29-$49.
Regular APR: 29.99% or 36% Variable.
Welcome bonus: No welcome bonus.
Rewards: Earn a 3% cash back on eligible gas, grocery, utility purchase, and payments; also a 1% cash back on all other eligible purchases of goods, services, and payments.

Get your application started for the Aspire® Cash Back Reward Card by following our instructions below.