Reviews
Learn to apply easily for the LendingClub Personal Loans
Find out how you can apply easily for the Lending Club personal loans. You can get fast approval on your application with low rates and flexible payment options. Read on!
Advertisement
LendingClub Personal Loans application: Online application process and loan track!
Applying for a loan through LendingClub is easy, but there are a few things to remember before applying. So, keep reading to learn how to apply for LendingClub Personal Loans!
This blog post will show you how to apply for a LendingClub personal loan. So whether you’re new to LendingClub or want a refresher on the application process, read on!
You will be redirected to another website
You’ll receive messages for less than 1 week, with a maximum of 1 message per day. You can unsubscribe anytime by replying STOP. By submitting this form, I confirm that I am 18+ years old and agree to the Privacy Policy and Terms and Conditions. I also provide my signature, giving express consent to receive informational messages via automated emails, SMS, MMS text messages, and other forms of communication. Message frequency may vary as part of our good-faith effort to respond to your inquiry. Message and data rates may apply. Text STOP to cancel. I understand that my consent to receive communications is not a condition of purchase and that I may revoke my consent at any time.
Advertisement
Online application
Lending Club Personal Loan is an online lending platform that offers unsecured personal loans to qualified borrowers.
It offers competitive rates and terms, making the application process quick and easy. If you are approved, you will be presented with a list of loan offers.
Then you can choose the offer that best fits your needs and confirm your personal information.
Once your loan is confirmed, Lending Club will deposit the funds into your account within 1-2 business days.
You can then use the funds for any purpose, such as consolidating debt, making home improvements, or covering unexpected expenses.
Requirements
To apply for a loan with LendingClub, you should have a credit score of at least 600. Plus, it’s important to have proof of income and be a U.S citizen or authorized resident.
Finally, you should be 18 years old and have a valid Social Security number.
Advertisement
Apply using the app
You can apply for LendingClub Personal Loans through their app or website. The app is available for download to Androids and iPhones, and it’s free.
LendingClub Personal Loans vs. PenFed Credit Union Personal Loans: which one is the best?
PenFed Credit Union offers personal loans, especially for people in the military and family members. It comes with borrowing options up to $50,000 and has a wider purpose offer.
Conversely, LendingClub Personal Loans offer a lower amount, up to $40,000. It has online management and is easy to get. Have a look at the loan offers below:
Advertisement
LendingClub Personal Loans
- APR: It ranges from 8.30% to 36.00%;
- Loan Purpose: Credit card and debt consolidation, Balance transfers, and Home improvements;
- Loan Amounts: $1,000 – $40,000;
- Credit Needed: 600 or higher;
- Origination Fee: It ranges from 3.00% to 6.00% of the loan amount;
- Late Fee: There can be a late fee if you miss your payments;
- Early Payoff Penalty: LendingClub Personal Loan doesn’t charge an early payoff penalty.
PenFed Credit Union Personal Loans
- APR: Variable APR of 7.74% to 17.99%;
- Loan Purpose: Debt consolidation, home improvement, transportation, medical & dental, life and events;
- Loan Amounts: From $600 to $50,000;
- Credit Needed: 690 or higher;
- Origination Fee: It doesn’t charge an origination fee;
- Late Fee: You’ll be charged late fees if you don’t make your payments on time
- Early Payoff Penalty: None.
Discover how to apply for PenFed Credit Union Personal Loans below. Read on!
How to apply for PenFed Credit Union Personal Loan
Understand how you can apply for PenFed Credit Union Personal Loans. Here's what you need to know. Read on!
Trending Topics
Aeroplan® Credit Card review: Up to 60,000 bonus points
This Aeroplan® Credit Card review is your one-stop for information about this card. Earn up to 3X points on every purchase! Read on!
Keep Reading
What is LCOL area? Understand the pros and cons
Learn more about the difference between an LCOL area and an HCOL area and explore the cheapest cities in the United States. Read on!
Keep Reading
Debt consolidation loan: an uncomplicated guide
A debt consolidation loan may be suitable if you're struggling to cope with the monthly minimums on your credit cards. Find out more here!
Keep ReadingYou may also like
BankAmericard® Secured Credit Card review: build credit fast
Read our BankAmericard® Secured Credit Card review and discover a great tool to build credit - pay $0 annual fee and enjoy amazing features!
Keep Reading
75k bonus Avios: British Airways Visa Signature® Card review
Unveil the benefits and expenses of the British Airways Visa Signature® Card in our thorough review. Is it worth it? Learn more.
Keep Reading
Learn to apply easily for CarLoans.com
Have you been thinking of buying a new car? Then learn how to apply for CarLoans.com! Get approved in 2 minutes! Keep reading!
Keep Reading