Chase Slate Edge℠ review: The Ultimate Card for Lowering Your Debts

Struggling with multiple cards and debt payments? Check out our Chase Slate Edge℠ review and see how this card helps lower your debts!


by Suzana Brito

Published on 05/25/2023

Reduce your APR by about 2% every year

Chase Slate Edge℠ card
Check out our Chase Slate Edge℠ review! Source: The Mad Capitalist

Tired of handling multiple credit card accounts and keeping up with their payment dues, interest rates, and other fees? Then you might want to consider our Chase Slate Edge℠ review.

Chase Slate Edge℠ card

Apply for the Chase Slate Edge℠

Want to save money on interest charges? Our step-by-step guide makes applying for the Chase Slate Edge℠ today easy.

With an introductory 0% APR on balance transfers for 90 days, you can pay off debts without accruing more interest. Following up, see its features to decide if it’s the right choice.

  • Credit Score: Good-Excellent;
  • Annual Fee: $0;
  • Purchase APR: 0% intro APR during the first 18 months on purchases and balance transfers, then after that, 19.74%–28.49% variable APR; 
  • Cash Advance APR: N/A;
  • Welcome Bonus: None;
  • Rewards: None.

Chase Slate Edge℠: how does it work?

If you carry a balance on another credit card, the Chase Slate Edge℠ can help you avoid interest charges on your debt for 90 days. 

During this time, you can make payments toward paying off your debt without incurring more debt through interest. 

Additionally, if you want to make a new purchase, you’ll have a 0% APR offer to use for 18 months, which can be helpful if you need to buy something but don’t want to pay interest on it right away.

1. Lower Interest Rate for Paying on Time and Meeting a Spend Threshold

If you pay on time every month and spend a minimum of $1,000 on the card before the next account anniversary, you can qualify for a 2% reduction in your APR for the following year.

  • Benefit: Incentive to use the card regularly and pay your balance on time to lower your interest rate further

2. Credit Limit Increase for Paying on Time and Meeting a Spend Threshold

Chase increases credit limits when you pay on time and spend $500 in the first six months. 

  • Benefit: It increases your credit utilization ratio and improves your credit score, as long as you don’t use the increased credit to accrue additional debt.

3. No Annual Fee

You don’t have to worry about paying an annual fee with the Chase Slate Edge.

Multiple personalized credit card offers

Applying won't hurt your credit score

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4. Additional Benefits

The Chase Slate Edge℠ offers other benefits, such as fraud protection, purchase protection, and extended warranty coverage. 

Additionally, cardholders can access free tools that help them monitor their FICO® credit score, track spending, and create a budget.

Chase Slate Edge℠: should you get one?

Happy woman using a credit card while holding a phone
See if you should get this card! Source: Adobe Stock

While the Chase Slate Edge℠ can be a good choice for financing a significant purchase or paying off current credit card debt interest-free,  its benefits are limited to those particular scenarios.

So, we recommend you analyze the pros and cons before taking it. 


  • No annual fee;
  • Intro APR period;
  • Welcome bonus;
  • Lower your APR by about 2% annually ( Terms apply). 


  • Requires a high credit score;
  • No rewards.

Credit score required

It’s recommended to have good or excellent credit to apply.

Chase Slate Edge℠ application: how to do it?

Did you enjoy our Chase Slate Edge℠ review? Keep learning, and find out how to apply for this credit card in easy steps in our post below.

Chase Slate Edge℠ card

Apply for the Chase Slate Edge℠

Want to save money on interest charges? Our step-by-step guide makes applying for the Chase Slate Edge℠ today easy.

The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired.

About the author

Suzana Brito

I'm a Language Studies graduate and have always been interested in writing and sharing knowledge. By creating content about finances and related products, I believe in contributing to people achieving financial freedom and their goals in life.

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