Credit Cards
Apply for First Citizens Bank Cash Rewards Card: Earn back
From application to activation: Discover the simplest form to apply for the First Citizens Bank Cash Rewards Credit Card here- eligibility- and a complete step-by-step guide to ease the process. Stay tuned!
Advertisement
Cashback nirvana: This card is your one-stop shop for rewarding every purchase
Ready to unlock 1,5% cash back on all purchases? This guide is your A-Z roadmap to apply for your First Citizens Bank Cash Rewards Credit Card.
We’ll walk you through every step, from eligibility requirements to application submission. Keep reading!
You will be redirected to another website
By submitting this form, I agree that I am 18+ years old and I agree to the Privacy Policy and Terms and Conditions. I also provide my signature giving express consent to receive marketing communications via automated emails, SMS or MMS text messages and other forms of communication regarding financial products such as credit card and loans. Message frequency varies and represents our good faith effort to reach you regarding your inquiry. Message and data rates may apply. Text HELP for help or text STOP to cancel. I understand that my consent to receive communications is not a condition of purchase and I may revoke my consent at any time.
Advertisement
Apply online
Do you often get confused by point systems and rotating categories? Then, the First Citizens Bank Cash Rewards Credit Card is your key to plain rewards.
Earn 1.5% cash back on everything you buy, from groceries to getaways.
So, dive into our A-Z guide and learn how to apply for your First Citizens Bank Cash Rewards Credit Card today.
Eligibility
This card is only available for people with First Citizens Bank accounts.
So, if you don’t have one yet, you can open an account first and then apply for the card.
Advertisement
Application Process
Once you have your account, then you can head to the First Citizens Bank website and find the credit card page.
Then, you will log in to your existing customer account and locate the First Citizens Bank Cash Rewards Credit Card.
Also, carefully fill out the form with your personal information and financial details.
Finally, don’t forget to review the terms and conditions thoroughly before submitting.
Reviewing Your Application
After you apply for a loan, it takes time for the bank to review your application.
During this process, the bank will check your financial history and determine if you are approved.
Advertisement
Approval and Card Delivery
If approved, then your First Citizens Bank Cash Rewards Credit Card will arrive in the mail within 7-10 business days.
Apply using the app
If you want a credit card, then you’ll need to visit their website to apply.
Once you have the card, you can effortlessly track your transactions and payments through the First Citizens Digital Banking app.
First Citizens Bank Cash Rewards Credit Card vs. First Citizens Bank Smart Option Credit Card
Consider First Citizens Bank’s Cash Rewards Credit Card for 1.5% cash back on all purchases or the Smart Option Credit Card for a zero introductory rate on balance transfers and purchases.
Choose based on your financial goals and spending habits.
First Citizens Bank Cash Rewards Credit Card
- Credit Score: 670-850;
- Annual Fee: $0;
- Purchase APR: 18.24% to 27.24% ( variable);
- Cash Advance APR: 27.24% to 30.24% ( variable);
- Welcome Bonus: 0% intro APR on balance transfers during the first 12 months of the account;
- Rewards: 1.5% cash back per $1 on all purchases.
First Citizens Bank Smart Option Credit Card
- Credit Score: Fair- Excellent;
- Annual Fee: No annual fee;
- Purchase APR: 15.24% to 24.24% (variable);
- Cash Advance APR: 27.24% to 30.24%(variable);
- Welcome Bonus: O% intro APR on balance transfers for the first 12 months of account;
- Rewards: N/A.
Learn how to apply for the First Citizens Bank Smart Option Credit Card in our upcoming post. Read on!
Apply for the First Citizens Bank Smart Option
Apply for the First Citizens Bank Smart Option Credit Card easily? Keep reading for all the details you need to know! $0 annual fee!
Trending Topics
Learn to apply easily for Better Mortgage
Do you want to apply for Better Mortgage but don't know how? This post will help you to understand it step-by-step. Read on!
Keep Reading
Blue Sky Financial Mortgage review: how does it work and is it good?
Our Blue Sky Financial Mortgage review uncovers its main features! Connect several lenders through this simple mortgage marketplace! Read on!
Keep Reading
Apply for Ally Everyday Cash Back Mastercard®: 3% cash back
Score 3% cash back on everyday essentials! Cracking the code on how to apply for the Ally Everyday Cash Back Mastercard® in under 5 minutes.
Keep ReadingYou may also like
Cheap United Airlines flights: Travel on budget in the U.S or across the world!
Learn how to find United Airlines cheap flights to many different destinations. Read on to learn more where to find them!
Keep Reading
Petal 2 “Cash Back, No Fees” Visa Credit Card review
Looking for a no hidden fees, cash-back credit card? Check out this Petal 2 "Cash Back, No Fees" Visa Credit Card review. Read on!
Keep Reading
Application for the Bank of America Customized Cash Rewards card: how does it work?
You can apply for a Bank of America Customized Cash Rewards card in a few easy steps and enjoy cashback with no annual fee. See how to apply!
Keep Reading