Credit Cards

Bad credit accepted: apply for BankAmericard® Secured Credit Card

Looking for a secure way to build credit? Then discover how to apply for the BankAmericard® Secured Credit Card. Keep reading to learn more.

Advertisement

$0 annual fee: build credit like a pro!

BankAmericard® Secured Credit Card
Bad credit accepted: apply for BankAmericard® Secured Credit Card. Source: The Mad Capitalist.

Applications for new credit cards don’t have to be daunting. Here is how you’ll easily and quickly apply for the BankAmericard® Secured Credit Card in just a few minutes.

card

Credit Card

BankAmericard® Secured

Quick Process FICO® score

$0 annual fee – start with a $200 deposit and establish credit fast!

You will be redirected to another website

We’ll guide you through all the application requirements and steps so that you can do it smoothly and fast. Read on for more details.

Advertisement

Apply online

You can complete your BankAmericard® Secured Credit Card application in minutes and get a response in about 30 seconds.

Here are a few pieces of information you’ll have to provide when applying.

Personal Information

  • First, middle, and last name;
  • Suffix: Jr, Sr., I, II, III, IV;
  • Residential address;
  • City;
  • State and ZIP code;
  • Phone number;
  • Email address;
  • Nationality.

Advertisement

Economical

  • Annual income;
  • Source of income;
  • Monthly housing payment.

You’ll fill up the application form on the Bank of America website and provide the information above.

After that, you’ll find the terms and conditions so that you can agree.

Then you must submit the form and wait for a response that might come in seconds.

Apply using the app

Happy curly female shopper enjoys easy paying for goods online smiles broadly shows white teeth uses mobile phone and credit card dressed in casual black t shirt isolated over yellow background
$0 annual fee: build credit like a pro! Source: AdobeStock

Follow the instructions above to apply for the BankAmericard® Secured Credit Card. Applications are not available in the app.

Advertisement

BankAmericard® Secured Credit Card vs. Merrick Bank Classic Secured Credit Card

These secured cards are options for building credit, so let’s have a brief look at what sets them apart.

Firstly, the Merrick Bank Classic Secured Credit Card has a $36 annual fee and requires a security deposit between $200 and $3,000 at account opening.

It’s an average annual fee for a secured card, so it fits a low maintenance cost box if you don’t have much money. 

Conversely, the BankAmericard® Secured Credit Card has a wider secured deposit range of $200 to $5,000 but does not have an annual fee.

Compare the features below to make up your mind on which one is the best for you.

BankAmericard® Secured Credit Card

  • Credit Score: Bad credit;
  • Annual Fee: $0;
  • Purchase APR: 26.24% variable APR;
  • Cash Advance APR: 29.24%; 
  • Welcome Bonus: N/A;
  • Rewards: N/A.

Merrick Bank Classic Secured Credit Card

  • Credit Score:  Bad credit;
  • Annual Fee: $36 for the first year, then $3 per month;
  • Purchase APR: 22.45% APR Variable;
  • Cash Advance APR: 27.45% APR Variable;
  • Welcome Bonus: N/A;
  • Rewards: N/A.

Do you want to apply for the Merrick Bank Classic Secured Credit Card? Then read our full application post below.

Merrick Bank Classic Secured Credit Card

Apply for Merrick Bank Classic Secured Card

Apply for the Merrick Bank Classic Secured Credit Card and rebuild your credit. Follow the step-by-step here!

Trending Topics

content

How to use anxiety apps: regain your peace of mind

If your mind is not helping you, learn how to deal with your anxiety with one of these apps. It's easier than you think!

Keep Reading
content

Application for the HSBC Cash Rewards Mastercard® card: how does it work?

We love a good cashback with no annual fees. That's the case with the HSBC Cash Rewards Mastercard® card. Take a look at how to apply.

Keep Reading
content

The 3 best low-risk and safe investments

We have some suggestions for the best low-risk investments if your investment style is more conservative. Keep your money safe.

Keep Reading

You may also like

content

National School Lunch Program: see how to apply

Learn how to apply to the National School Lunch Program and get your children nutritious meals. Learn more now!

Keep Reading
content

Chase Sapphire Preferred® Card review

The Chase Sapphire Preferred® Card has a $95 annual fee, but it comes with several perks that may be worth the cost. Check out our review!

Keep Reading
content

Get creative: 8 apps that turn photos into awesome caricatures

Take your photo editing skills to the next level with these top-rated apps to turn your photos into caricatures. Find out more!

Keep Reading