Credit Cards
American Express® Gold Card Review: earn rewards when traveling and at restaurants
Consider the American Express® Gold Card review to a breakdown of the pros and cons, so you can make the best decision for your needs. Keep reading!
Advertisement
Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.
American Express® Gold Card: is it worth the $250 annual fee?
If you’re a foodie who loves to travel, the American Express® Gold Card review post is perfect for you.
With this card, you’ll earn rewards for dining at restaurants, shopping, and traveling. Also, you will pay no foreign transaction fees (see rates and fees).
How to apply for American Express® Gold Card
If you need a card to earn travel and shopping rewards, read on and learn about the application process for the American Express® Gold Card!
So, if you’re looking for a card to help you make the most of your culinary adventures, the American Express® Gold Card is definitely worth considering.
Learn more in our review below.
- Credit Score: Good/ Excellent;
- Annual Fee: $250 (see rates and fees);
- Regular APR: See Pay Over Time APR. (see rates and fees);
- Welcome bonus: 60,000 Membership Rewards® Points if you spend $4,000 with this card in the first 6 months (terms apply);
- Rewards: 4x points at worldwide restaurants and delivery in the U.S.; 4x points at U.S. supermarkets (up to $25,000 in purchases/year) (terms apply);
- Other rewards: 3x points on flights booked through airlines or on amextravel.com; and 1x point on other qualifying purchases (terms apply).
You will be redirected to another website
By submitting this form, I agree that I am 18+ years old and I agree to the Privacy Policy and Terms and Conditions. I also provide my signature giving express consent to receive marketing communications via automated emails, SMS or MMS text messages and other forms of communication regarding financial products such as credit card and loans. Message frequency varies and represents our good faith effort to reach you regarding your inquiry. Message and data rates may apply. Text HELP for help or text STOP to cancel. I understand that my consent to receive communications is not a condition of purchase and I may revoke my consent at any time.
American Express® Gold Card: how does it work?
American Express® Gold Card is a credit card full of benefits and rewards. But are these enough to cover the $250 annual fee? Let’s see how this card works so that you can decide.
The advantages of this card go especially for dining at restaurants, travel, and everyday purchases.
1. Dining at restaurants
First, you can earn 4x points for dining at restaurants worldwide. Also, takeout, supermarkets ($25,000 per calendar year in purchases), and delivery in the U.S and around the globe.
In addition, you can earn 1 point for other eligible purchases and enjoy up to $10 monthly in Uber Cash to use in Uber rides and UberEats orders.
Finally, you can use your card payments to earn monthly up to $10 statement credit at stores such as Shake Shack and The Cheesecake Factory.
2. Travel
Second, you can earn 3X Membership Rewards® points on flights booked with amextravel.com or directly with the airlines.
Plus, you can earn a $100 credit to delight when you book a hotel with American Express Travel.
Also, you won’t pay any foreign transaction fees (see fees and rates) with an American Express® Gold Card.
Still, you can have 24/7 travel emergency assistance with the Global Assist® Hotline. You can also opt for a baggage and car rental loss and damage insurance plan.
Plus, you can pay for your trips with points, covering part of your flights or prepaid hotels. Make sure you see the terms.
At last, you should consider the fees, which, except for the annual, are average-priced (see rates and fees);
American Express® Gold Card: should you get one?
Review the pros and cons of the American Express® Gold Card and decide if you should get one.
Pros
- Earn up to 60,000 Membership Rewards® Points as a welcome bonus after $4,000 spent with the card in the first six months (current offer);
- 4x points for dining at restaurants and traveling (see terms);
- Earn rewards for travel, dining at restaurants, and everyday purchases;
- Get a $100 experience credit with a minimum two-night stay when you book The Hotel Collection through American Express Travel. Experience credit varies by property;
- Terms apply.
Cons
- Expensive annual fee;
- Only the best scores can apply.
Credit score required
To apply for an American Express® Gold Card, you must have good to excellent credit.
American Express® Gold Card application: how to do it?
If you like the American Express® Gold Card review, keep reading to learn how to apply for one. Read more!
How to apply for American Express® Gold Card
If you need a card to earn travel and shopping rewards, read on and learn about the application process for the American Express® Gold Card!
The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired.
About the author / Suzana Brito
Trending Topics
What is a CD: how it works, interest and more!
Before investing, learn what a CD is and what advantages it has to offer. You can choose a low-risk investment and still grow your money.
Keep ReadingCommodity Supplemental Food Program (CSFP): see how to apply
Discover how to apply for The Commodity Supplemental Food Program (CSFP). Learn the eligibility criteria and documents required. Read on!
Keep Reading3 Best student credit cards: choose yours!
Discover the 3 best student credit cards on the market, and learn what is really important when deciding which one is the best for you.
Keep ReadingYou may also like
Best investments for beginner investors: an easy guide on funds and more!
You can find the best investments for beginner investors here, on this content. Don't waste any more time and learn about this topic.
Keep ReadingCapital One Platinum Credit Card review: Building your score has never been easier
Find out how to build your credit score with easy and accessible tools in our Capital One Platinum Credit Card review. Keep reading!
Keep ReadingMerrick Bank Double Your Line® Secured Credit Card application: how does it work?
Ready to apply for the Merrick Bank Double Your Line® Secured Credit Card? Start improving your credit. Check out this post to learn more.
Keep Reading