The Capital One Spark Cash Plus review will provide a complete guide on this business card for owners looking for cash-back rates on purchases.

It has many attractive advantages that will help you save money more easily. So, keep reading to learn more about it.

The Capital One Spark Cash Plus is a charge card designed for small businesses, but it’s high maintenance.

Unlike a credit card, you don’t have a preset limit on purchases, but you’ll have to pay it fully by the end of the month. If you don’t make the payment on time, there might be a 2.99% monthly late fee.

That can make it hard for small businesses to keep since money is a deal when you are starting. In addition, the annual fee is above-average $150, which is expensive.

However, you can get the $150 annual fee refund every year that you spend $150.000,00 or more.

Also, you’ll need to pay a cash advance fee of either 5% or $5, whichever is greater between the two in each cash advance.

Finally, this card comes with $0 fraud liability, account and business management features, and a year-end summary.

If your company needs a charge card to bring cash back on purchases, you might want to look at the Capital One Spark Cash Plus pros and cons.

If you’d like to use this card to run your business, ensure you have excellent credit.

If you are interested in the Capital One Spark Cash Plus review, keep learning about it and how to apply it in our post below. Keep reading!

The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired.

For Capital One products listed on this page, some of the above benefits are provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply.