If you’re a high net business person who likes to travel and enjoy premium benefits, then you may be interested in the Luxury Black credit card.

In this review, we’ll take a close look at what the card has to offer and whether it’s worth the annual fee. We’ll also provide some tips on how you can get the most out of your Luxury Black experience. If you’d like to learn about this, please keep reading.

Unlike what usually happens, the Luxury Black car is less exclusive than the Luxury Gold. So this card is not a member of the ultra-exclusive black card family, having a lower annual fee and fewer VIP benefits.

Luxury Card has made a considerable investment in the card’s design. It has a patented technology of black-PVD-coated metal in a 22g weight card. It’s heavy. But are the benefits as heavy as the card?

You’ll take better advantage of it if you’re a frequent traveler. The points you make at purchases are worth 2% cashback for purchasing air tickets. Also, you’ll have $100 in statement credit for travel-related purchases, and an amazing $500 credit at selected hotels to enjoy a premium experience.

The card has a high annual fee and no welcome bonus. This means that it will be difficult to accumulate enough points to recover the cost value of the card. The credits aren’t too high either. Other cards with similar or even lower annual fees have more valuable benefits. You need to evaluate your spending and how much you could recover in cashback.

Take a look at the pros and cons to see if it’s worth it for you:

Your credit score needs to be good or excellent to get this card. The main reason is that the card has a high annual fee and VIP benefits, and needs to assure that the members can admin their credit accounts with no further problems.

After reading this review, have you decided to give the Luxury Black card a chance? If you have what it takes to have one, you can apply for it online. Is easy, and you can do it without leaving the couch. Just read below and we’ll explain to you how to apply for the Luxury Black.

It’s easy to apply for this card. Go to the Luxury Card website, and admire its beautiful design. Then, search for the Luxury Black among the credit cards options. You’ll find all the information about it, the benefits, and costs.

Once you decide it is the best option for you, hit the “apply now” button. It will redirect you to the application form. Fill every field carefully, and agree with the terms and conditions, stating that you’re aware of the $495 annual fee.

If you send the form, you’ll receive a response immediately. If you’re approved, you’ll receive an email to complete the process.

To get your golden card you need to apply on their website. When you become a cardholder, you’ll have an app to manage your account.

You have two options for premium travel credit cards for you to choose from the Luxury Card company. The Luxury Black card that we’re talking about in this article, and the Luxury Gold credit card. Both have similar benefits, but the Gold one has a higher annual fee and more value rate for cashback redemption. Also, the Gold offers more credits to travel. Take a look at them side by side:

You can decide to apply for the Gold card instead of the Black card. We have an article about the application for the Luxury Gold credit card. Just stay with us by clicking on the following link.