The end of rewards FOMO: Get cash back on every purchase- no rotating categories or spending caps!
First Citizens Bank Cash Rewards Credit Card: 1.5% Cash Back On Everything!
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The First Citizens Bank Cash Rewards Credit Card is the perfect choice for everyday spenders with good credit. It offers a flat-rate cashback of 1.5% on all purchases, so you can easily earn rewards on everything you buy. Plus, there are no rotating categories or yearly limits to worry about. With its low fees and competitive rewards program, this credit card is definitely worth considering for anyone looking to maximize their everyday spending.
The First Citizens Bank Cash Rewards Credit Card is the perfect choice for everyday spenders with good credit. It offers a flat-rate cashback of 1.5% on all purchases, so you can easily earn rewards on everything you buy. Plus, there are no rotating categories or yearly limits to worry about. With its low fees and competitive rewards program, this credit card is definitely worth considering for anyone looking to maximize their everyday spending.
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First Citizens Bank Cash Rewards Credit Card rewards you on every purchase. But not just that, check out more advantages of getting this credit card.
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The First Citizens Bank Cash Rewards Credit Card might not steal the spotlight with mind-blowing rewards rates, but it shines with its straightforward simplicity and valuable everyday perks.
Strengths and Special Offerings
- Effortless Cash Back: Earn 1.5% cash back on every single purchase without any rotating categories or spending caps. This flat-rate approach makes for easy budgeting and predictable rewards.
- Annual Fee Freedom: Breathe easy, there's no annual fee to weigh you down. Use the savings to boost your cash back rewards, or treat yourself to something extra.
- Balance Transfer Bliss: Transfer high-interest debt from other cards and enjoy a 0% introductory APR for 12 months. That's a golden opportunity to chip away at balances without additional interest charges.
- Visa Signature Perks: As a Visa Signature cardholder, you unlock a world of convenience. With travel and emergency assistance, these perks elevate your card beyond just cash back.
- Cell Phone Protection: Rest assured, knowing your precious phone is covered against accidental damage and theft.
Limitations to Consider
- Foreign Transaction Fee: Venture abroad? Be prepared for a 3% foreign transaction fee on every purchase. Consider a no-foreign-fee card if international travel is frequent.
- Good Credit Only: This card is reserved for borrowers with a good credit history. If you're rebuilding credit, explore options with lower credit score requirements.
In conclusion, the First Citizens Bank Cash Rewards Credit Card is a good option for everyday spenders with good credit.
It offers flat-rate cash back and Visa Signature benefits without an annual fee. However, it has a foreign transaction fee and credit score requirement.
One option is to call their customer support team directly at 800-543-9000. Alternatively, you can send an email to [email protected] to get in touch with their support team. Additionally, you can also connect with them through their social media channels on Twitter, Instagram, or Facebook for any queries or concerns related to their Rewards Credit card.
Yes, First Citizens Bank is FDIC-insured. FDIC, or the Federal Deposit Insurance Corporation, is an independent U.S. government agency that provides insurance to protect depositors in case a bank fails. FDIC insurance covers all deposit accounts, including checking, savings, money market, and certificates of deposit (CDs) up to $250,000 per depositor, per account ownership category.
First Citizens Bank offers a digital banking platform that allows customers to easily access their accounts online, manage transactions, pay bills, and transfer funds from the comfort of their computer or mobile device. With this service, customers can bank with ease, whether they're at home or on the go.
To access your account, you can simply visit the bank's website and log in to your account using your username and password. Alternatively, you can download the mobile app and access your account on the go. Both options are safe and convenient ways to manage your credit card account.
Apply for First Citizens Bank Cash Rewards Card
Earn 1.5% on every swipe! Learn how to apply for the First Citizens Bank Cash Rewards Credit Card now and secure cash back on all purchases!
If you want to try out other credit cards with rewarding options, then have a look at the Ally Everyday Cash Back Mastercard®.
This card has a decent cashback rate of up to 3% in daily categories, such as gas. Then, you can make your everyday purchases more rewarding and save money on the go.
Are you ready to give the Ally Everyday Cash Back Mastercard® a shot? Read on to learn how to apply for your credit card now!
Apply for the First Citizens Bank Smart Option
Apply for the First Citizens Bank Smart Option Credit Card easily? Keep reading for all the details you need to know! $0 annual fee!
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