Are you searching for a bank account with competitive interest rates, access to ATMs across the country, and no extra charges? Then this Quontic Bank High Interest Checking Account review is ideal for you.

Discover why it stands out and is recommended by users. We’ll explore this account’s main features and more! So read on to learn.

Quontic Bank is a digital financial institution in New York, revolutionizing the banking industry by offering checking and savings accounts and CDs. Plus, they are all available online across every state.

They have three types of checking accounts:

Quontic Bank’s High Interest Checking account provides a remarkable 1.10% return for all balance types. So, it’s an excellent perk and one of the most competitive rates in today’s market.

Customers must make ten qualifying transactions of $10 or more each cycle to take advantage of the great interest-earning opportunities.

However, that’s not too much work if you use your card regularly for purchases. The APY applies to all balance tiers, so everyone can benefit from this generous reward.

You can also withdraw cash from over 90,000 ATMs across the nation with no additional costs if you use your Quontic Debit Card at any of these participating locations:

The minimum deposit requirement is $100, but there is no monthly maintenance fee, so you don’t have to worry about hidden costs. 

With this account, you can also get the perks of a high-yield savings account without sacrificing the convenience of a checking account.

Plus, it’s FDIC-insured, so your money is safe and secures you in case of bankruptcy. Finally, there aren’t any overdraft fees, either.

Are you wondering if Quontic Bank High Interest Checking is the right option for you? Then compare its pros and cons below to help you decide.

Credit scores are not the only factor taken into consideration when it comes to obtaining a bank account.

With different criteria also applied, this means anyone has an opportunity of being approved for their desired banking services.

Has the Quontic Bank High Interest Checking got your attention? Great! Then keep reading and learn how to apply for it.

The following article will explain everything you need to learn, from requirements to the application process! Let’s go!