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Quontic Bank High Interest Checking review: everything you need to know
Are you looking to maximize your savings with the right checking account? Our Quontic Bank High Interest Checking review is packed full of interesting details!Hop in for more insights!
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Quontic Bank High Interest Checking: Earn APY on purchases
Are you searching for a bank account with competitive interest rates, access to ATMs across the country, and no extra charges? Then this Quontic Bank High Interest Checking Account review is ideal for you.
Quontic Bank High Interest Checking application
Maximize your banking benefits with the Quontic Bank High Interest Checking account. Earn APY and free over 90K free ATMs. Keep reading.
Discover why it stands out and is recommended by users. We’ll explore this account’s main features and more! So read on to learn.
- Fees: No hidden fees;
- Minimum balance: $100;
- APY: Up to 1.10% (on all balance tiers);
- Credit score: No minimum score;
- Rewards: No rewards.
Quontic Bank High Interest Checking: how does it work?
Quontic Bank is a digital financial institution in New York, revolutionizing the banking industry by offering checking and savings accounts and CDs. Plus, they are all available online across every state.
They have three types of checking accounts:
- Cash Rewards Checking;
- Bitcoin Rewards Checking;
- Quontic Bank High Interest Checking, which we will be talking about.
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Annual Percentage Yield (APY) & Qualifying Transactions
Quontic Bank’s High Interest Checking account provides a remarkable 1.10% return for all balance types. So, it’s an excellent perk and one of the most competitive rates in today’s market.
Customers must make ten qualifying transactions of $10 or more each cycle to take advantage of the great interest-earning opportunities.
However, that’s not too much work if you use your card regularly for purchases. The APY applies to all balance tiers, so everyone can benefit from this generous reward.
90,000+ ATMs Nationwide & No ATM Fees
You can also withdraw cash from over 90,000 ATMs across the nation with no additional costs if you use your Quontic Debit Card at any of these participating locations:
- AllPoint® Network ATMs;
- MoneyPass® Network ATMs;
- SUM® Program ATMs;
- Citibank® ATMs located in Target, Speedway, Walgreens, CVS Kroger Safeway Winn Dixie and Circle K.
Minimum Deposit Requirement & Monthly Maintenance Fee
The minimum deposit requirement is $100, but there is no monthly maintenance fee, so you don’t have to worry about hidden costs.
With this account, you can also get the perks of a high-yield savings account without sacrificing the convenience of a checking account.
Plus, it’s FDIC-insured, so your money is safe and secures you in case of bankruptcy. Finally, there aren’t any overdraft fees, either.
Quontic Bank High Interest Checking: main features
Are you wondering if Quontic Bank High Interest Checking is the right option for you? Then compare its pros and cons below to help you decide.
Pros
- FDIC insured;
- Up to 1,10% APY;
- No monthly fee;
- No overdraft fees;
- Available nationwide;
- Free cash withdrawal at over 90,000 ATMs across the U.S.
Cons
- No physical branches;
- No rewards;
- Minimum balance of $100.
Credit score required
Credit scores are not the only factor taken into consideration when it comes to obtaining a bank account.
With different criteria also applied, this means anyone has an opportunity of being approved for their desired banking services.
Quontic Bank High Interest Checking application: how to do it?
Has the Quontic Bank High Interest Checking got your attention? Great! Then keep reading and learn how to apply for it.
The following article will explain everything you need to learn, from requirements to the application process! Let’s go!
Quontic Bank High Interest Checking application
Maximize your banking benefits with the Quontic Bank High Interest Checking account. Earn APY and free over 90K free ATMs. Keep reading.
About the author / Suzana Brito
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