Credit Cards

Application for the Old Navy card: how does it work?

It is easy to apply for the Old Navy credit card. If you want to make the best out of your purchases at GAP Inc. brand stores, keep reading to learn how to get your card.


by Julia Bermudez

02/23/2022 | Updated on 09/14/2022

Old Navy Card: the best card for fashion enthusiasts, with discount offers and reward points

Old Navy credit card
Learn how to apply for the card. Source: Old Navy.

The Old Navy card is a store card for exclusive use at GAP Inc. brand stores. It is a Synchrony Bank card and has an option for the Visa signature that you can use outside the stores too.

This card has no annual fee. However, be aware to pay your bills on time, or you’ll face high-interest fees.

This is not an everyday use credit card and is only good for shopping for clothes and making points at these selected stores. If you’re not a frequent shopper at GAP Inc. brand stores, you should consider other credit cards.

But if you are an enthusiast of this brand, keep reading and learn how to apply for it.


Credit Card

Old Navy

Visa Points

Get rewards points that turn into discounts on your favorite GAP Inc. brand stores.

You will be redirected to another website


Apply online

You can apply online for the Old Navy credit card. Source: Freepik.

You can apply at any GAP Inc. brand store, or you can choose to apply online.

Go to the Old Navy website and look for the card options. There you’ll find the information and terms of it. Just hit the “apply now” button to start your application. You’ll be redirected to a form, with the usual personal information. They will require your Social Security Number too.

The answer should arrive in a few minutes, especially if you’re in a store. If you’re approved, you’ll receive a Temporary Shopping Pass to use immediately, along with your ID. Your permanent card should arrive in 7-10 days via U.S. Mail.

Apply using the app

The application can not be made through an app.


Old Navy credit card vs. Discover it® Secured credit card

If you look for a more versatile credit card with no annual fee, you can take a look at the Discover it® Secured Card.

Old Navy cardDiscover it® Secured Card
Credit ScoreFair/Good No credit score required
Annual Fee$0 $0
Regular APR25.99% Variable 22,99%. Variable.
Welcome bonus20% off on your first purchase in any GAP Inc. store Unlimited Cashback Match. It doubles all the cash back you’ve earned in the first year.
Rewards5x points for shopping at Gap Inc. brands (in-store and online)
* For the Old Navy Visa: 1x at other merchants that accept Visa.
2% cash back at gas stations and restaurants. Terms apply.
1% cash back on other purchases.
Double your cashback at the end of your first year.

If you’d like to apply for the Discover it® Secured card, just check the content below. The Mad Capitalist has a review of this card and will show you how to apply.

Cartões Discover

Application for the Discover it® Secured card

If you're looking for a secured card with fantastic benefits, you just found it: the Discover it® Secured card. Learn how to apply!

About the author  /  Julia Bermudez

Julia Bermudez is a writer here on this portal. Since childhood, writing has been a passion, and her curiosity for different subjects led to this profession. Julia has a degree in Cultural Production, and her subjects of most significant interest are health, finances, and self-development.

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