Credit Cards
15K bonus points: My GM Rewards® Mastercard® review
Drive a GM vehicle? Cut down on expenses with My GM Rewards® Mastercard®- Check out our review! Pay $0 annual fee!
Advertisement
Earn 7 points on your GM purchases
Get huge discounts on your GM car purchases and leasing with the My GM Rewards® Mastercard® – and we’re here to give you the inside scoop in this review.
Apply for My GM Rewards® Mastercard®
Want to earn rewards on your GM purchases? Apply for My GM Rewards® Mastercard® now and start earning today!
This card comes packed with incredible benefits and rewards for GM loyalists. Discover how it works. Read on!
- Credit Score: 690-850 (Good-Excellent);
- Annual Fee: $0;
- Purchase APR: 0% intro APR for the first 12 months, then a variable rate of 19.99% – 29.99%;
- Cash Advance APR: 29,99%;
- Welcome Bonus: 15k bonus points after you spend $1,000 on the My GM Rewards® Mastercard® in the first 3 months of account opening;
- Rewards: 4 points on every dollar spent on all purchases, unlimited 7 points for every dollar spent with GM.
My GM Rewards® Mastercard®: how does it work?
If you’re a loyal GM customer, you’ll love the My GM Rewards® Mastercard®.
By signing up for this loyalty card, you won’t have to worry about any negative impact on your credit score.
Plus, you’ll enjoy zero annual fees and an automatic gold status upgrade, which means more rewards.
You will be redirected to another website
By submitting this form, I agree that I am 18+ years old and I agree to the Privacy Policy and Terms and Conditions. I also provide my signature giving express consent to receive marketing communications via automated emails, SMS or MMS text messages and other forms of communication regarding financial products such as credit card and loans. Message frequency varies and represents our good faith effort to reach you regarding your inquiry. Message and data rates may apply. Text HELP for help or text STOP to cancel. I understand that my consent to receive communications is not a condition of purchase and I may revoke my consent at any time.
Rewards
With the My GM Rewards® Mastercard®, you can earn:
- 7 points per dollar on GM purchases;
- 4 points per dollar on restaurants, gas, travel, and everywhere.
Redemption
You can redeem your points at one dollar each towards a new GM vehicle purchase or lease, saving you much money on maintenance costs.
Additionally, you can earn up to $1,000 in points per year on certified pre-owned Chevrolet, Buick, GMC, or Cadillac vehicles.
In addition, if you make non-vehicle GM purchases, you can earn up to $250 points per calendar year.
Keep in mind that if you don’t own or plan to buy a GM vehicle, this card may not be the best option for you.
But if you are a GM loyalist, the My GM Rewards® Mastercard® is a great way to earn rewards and save money on car maintenance costs.
My GM Rewards® Mastercard®: should you get one?
If you’re a GM loyalist looking to save money on car maintenance, My GM Rewards® Mastercard® is a no-brainer.
However, if you don’t own or plan to buy a GM vehicle, this card may not be suited to your needs. Here’s a rundown of the pros and cons of this card:
Pros
- No annual fee;
- Intro APR period;
- Above-average rewards rate;
- Automatic elite status.
Cons
- Limited redemption options if you don’t have or plan to have a GM vehicle;
- Rewards caps.
Credit score required
Applicants will need a good to excellent credit score to secure this credit card.
My GM Rewards® Mastercard® application: how to do it?
Our post below provides instructions and important information for obtaining the My GM Rewards® Mastercard®.
It’s an easy process, and we’re here to assist you. Keep reading!
Apply for My GM Rewards® Mastercard®
Want to earn rewards on your GM purchases? Apply for My GM Rewards® Mastercard® now and start earning today!
About the author / Suzana Brito
Trending Topics
How to prepare for buying a house in 2023
Are you planning on buying a house within the next year? Check out these tips to get yourself prepared! Read on.
Keep Reading
Cash Back for Heavy Spenders: PNC Cash Rewards® Visa® Credit Card review
Our PNC Cash Rewards® Visa® Credit Card review gives you the information you need to decide. Earn a $200 bonus and much more!
Keep Reading
The best apps for anxiety: take a deep breath and download one
Everybody needs a break, and these apps for anxiety are the best way to get some minutes of peace inside your head during the day.
Keep ReadingYou may also like
How to travel for free using miles: a guide for beginners
Discover how to travel for free, why you should be earning and saving miles instead of paying with cash, and the best ways. Read on!
Keep Reading
Understanding Annuities as an Investment: a guide for starters
If you're thinking about annuities as an investment but don't know where to start, take a look at this content. We'll tell you all about it.
Keep Reading
Capital One Spark Miles for Business review: Travel on budget while earning rewards
This Capital One Spark Miles for Business review will help you decide if this card is right for your business. Keep reading!
Keep Reading