Credit Cards
15K bonus points: My GM Rewards® Mastercard® review
Drive a GM vehicle? Cut down on expenses with My GM Rewards® Mastercard®- Check out our review! Pay $0 annual fee!
Advertisement
Earn 7 points on your GM purchases
Get huge discounts on your GM car purchases and leasing with the My GM Rewards® Mastercard® – and we’re here to give you the inside scoop in this review.
Apply for My GM Rewards® Mastercard®
Want to earn rewards on your GM purchases? Apply for My GM Rewards® Mastercard® now and start earning today!
This card comes packed with incredible benefits and rewards for GM loyalists. Discover how it works. Read on!
- Credit Score: 690-850 (Good-Excellent);
- Annual Fee: $0;
- Purchase APR: 0% intro APR for the first 12 months, then a variable rate of 19.99% – 29.99%;
- Cash Advance APR: 29,99%;
- Welcome Bonus: 15k bonus points after you spend $1,000 on the My GM Rewards® Mastercard® in the first 3 months of account opening;
- Rewards: 4 points on every dollar spent on all purchases, unlimited 7 points for every dollar spent with GM.
You will be redirected to another website
You’ll receive messages for less than 1 week, with a maximum of 1 message per day. You can unsubscribe anytime by replying STOP. By submitting this form, I confirm that I am 18+ years old and agree to the Privacy Policy and Terms and Conditions. I also provide my signature, giving express consent to receive informational messages via automated emails, SMS, MMS text messages, and other forms of communication. Message frequency may vary as part of our good-faith effort to respond to your inquiry. Message and data rates may apply. Text STOP to cancel. I understand that my consent to receive communications is not a condition of purchase and that I may revoke my consent at any time.
Advertisement
My GM Rewards® Mastercard®: how does it work?
If you’re a loyal GM customer, you’ll love the My GM Rewards® Mastercard®.
By signing up for this loyalty card, you won’t have to worry about any negative impact on your credit score.
Plus, you’ll enjoy zero annual fees and an automatic gold status upgrade, which means more rewards.
Rewards
With the My GM Rewards® Mastercard®, you can earn:
- 7 points per dollar on GM purchases;
- 4 points per dollar on restaurants, gas, travel, and everywhere.
Advertisement
Redemption
You can redeem your points at one dollar each towards a new GM vehicle purchase or lease, saving you much money on maintenance costs.
Additionally, you can earn up to $1,000 in points per year on certified pre-owned Chevrolet, Buick, GMC, or Cadillac vehicles.
In addition, if you make non-vehicle GM purchases, you can earn up to $250 points per calendar year.
Keep in mind that if you don’t own or plan to buy a GM vehicle, this card may not be the best option for you.
But if you are a GM loyalist, the My GM Rewards® Mastercard® is a great way to earn rewards and save money on car maintenance costs.
My GM Rewards® Mastercard®: should you get one?
If you’re a GM loyalist looking to save money on car maintenance, My GM Rewards® Mastercard® is a no-brainer.
However, if you don’t own or plan to buy a GM vehicle, this card may not be suited to your needs. Here’s a rundown of the pros and cons of this card:
Advertisement
Pros
- No annual fee;
- Intro APR period;
- Above-average rewards rate;
- Automatic elite status.
Cons
- Limited redemption options if you don’t have or plan to have a GM vehicle;
- Rewards caps.
Credit score required
Applicants will need a good to excellent credit score to secure this credit card.
My GM Rewards® Mastercard® application: how to do it?
Our post below provides instructions and important information for obtaining the My GM Rewards® Mastercard®.
It’s an easy process, and we’re here to assist you. Keep reading!
Apply for My GM Rewards® Mastercard®
Want to earn rewards on your GM purchases? Apply for My GM Rewards® Mastercard® now and start earning today!
Trending Topics
What is creditworthiness?
A definition and explanation of creditworthiness! Keep reading and learn how it can influence your finances! Start a wealthy life today!
Keep ReadingCitiBusiness® / AAdvantage® Platinum Select® Mastercard® review
Read our CitiBusiness® / AAdvantage® Platinum Select® Mastercard® review to see how this card can help you save on airfare and baggage fees!
Keep ReadingIs The Mad Capitalist safe?
The Mad Capitalist is a content and education company that provides information about financial products and services - with safety in first!
Keep ReadingYou may also like
Navy Federal nRewards® Secured Card Review: Boost Your Credit
See the Navy Federal nRewards® Secured to build credit and earn rewards in our review. Here is all you need to know. Don't miss out!
Keep ReadingApply for the Chase Slate Edge℠ and Improve your Finances!
Want to save money on interest charges? Learn how to easily apply for the Chase Slate Edge℠ with our guidance!
Keep ReadingAlaska Airlines Visa® Credit Card review
Is the Alaska Airlines Visa® Credit Card worth it? Read this review to find out what it offers and how you can earn miles!
Keep Reading