15K bonus points: My GM Rewards® Mastercard® review
Drive a GM vehicle? Cut down on expenses with My GM Rewards® Mastercard®- Check out our review! Pay $0 annual fee!
Earn 7 points on your GM purchases
Get huge discounts on your GM car purchases and leasing with the My GM Rewards® Mastercard® – and we’re here to give you the inside scoop in this review.
This card comes packed with incredible benefits and rewards for GM loyalists. Discover how it works. Read on!
- Credit Score: 690-850 (Good-Excellent);
- Annual Fee: $0;
- Purchase APR: 0% intro APR for the first 12 months, then a variable rate of 19.99% – 29.99%;
- Cash Advance APR: 29,99%;
- Welcome Bonus: 15k bonus points after you spend $1,000 on the My GM Rewards® Mastercard® in the first 3 months of account opening;
- Rewards: 4 points on every dollar spent on all purchases, unlimited 7 points for every dollar spent with GM.
My GM Rewards® Mastercard®: how does it work?
If you’re a loyal GM customer, you’ll love the My GM Rewards® Mastercard®.
By signing up for this loyalty card, you won’t have to worry about any negative impact on your credit score.
Plus, you’ll enjoy zero annual fees and an automatic gold status upgrade, which means more rewards.
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With the My GM Rewards® Mastercard®, you can earn:
- 7 points per dollar on GM purchases;
- 4 points per dollar on restaurants, gas, travel, and everywhere.
You can redeem your points at one dollar each towards a new GM vehicle purchase or lease, saving you much money on maintenance costs.
Additionally, you can earn up to $1,000 in points per year on certified pre-owned Chevrolet, Buick, GMC, or Cadillac vehicles.
In addition, if you make non-vehicle GM purchases, you can earn up to $250 points per calendar year.
Keep in mind that if you don’t own or plan to buy a GM vehicle, this card may not be the best option for you.
But if you are a GM loyalist, the My GM Rewards® Mastercard® is a great way to earn rewards and save money on car maintenance costs.
My GM Rewards® Mastercard®: should you get one?
If you’re a GM loyalist looking to save money on car maintenance, My GM Rewards® Mastercard® is a no-brainer.
However, if you don’t own or plan to buy a GM vehicle, this card may not be suited to your needs. Here’s a rundown of the pros and cons of this card:
- No annual fee;
- Intro APR period;
- Above-average rewards rate;
- Automatic elite status.
- Limited redemption options if you don’t have or plan to have a GM vehicle;
- Rewards caps.
Credit score required
Applicants will need a good to excellent credit score to secure this credit card.
My GM Rewards® Mastercard® application: how to do it?
Our post below provides instructions and important information for obtaining the My GM Rewards® Mastercard®.
It’s an easy process, and we’re here to assist you. Keep reading!
About the author / Suzana Brito
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