Learn to apply easily for Merrick Bank Personal Loan

If you’re looking to apply for Merrick Bank’s personal loan, this step-by-step guide will help you get yours.


Merrick Bank Personal Loan application: no hard inquiry and approval comes out within a day.

Merrick Bank logo
How to apply for this loan? Source: The Mad Capitalist.

At this point you have probably looked into all possible personal loan options available, and after careful examination have decided to apply for a Merrick Bank Personal Loan. Make sure you keep your basic info at hand. Everything is done online and shouldn’t take more than 15 minutes.


Personal Loan

Merrick's Personal Loan

soft pull personal loan

Fast application and approval process and no hard pulls until you say so.

You will be redirected to another website

Apply Online

To apply for a Merrick Bank Personal Loan is very simple. As soon as you arrive on the first page of the application, fill in how much you wish to borrow and the purpose of the loan. Some of the options include relocation, medical, major purchase, among others. Once you finish it, you will see Merrick’s secured application form. 

Enter your personal information (phone numbers, date of birth, home address, income and housing information, social security number). Remember to check the little boxes at the bottom of the page to confirm you are in agreement to Merrick’s terms.

Once you click “Show My Offer” the website may display a personal loan offer, or an offer denial. In case you receive the offer and are in agreement with it, you may opt to move forward and get the loan. Merrick must be able to verify your identity before they hand you money, and for that you will need to provide bank account information and a few more documents. It is only at this point that the bank will perform a hard pull.

Within 24 hours you will receive a deposit corresponding to the amount solicited (minus the origination fee of 5%) once you have e-signed the documents. 

Still not sure about getting a personal loan? 

merrick bank logo
What to do? Source: Adobe Stock

One of Merricks greatest advantages over many of its competitors is the fact that they will run a soft inquiry in order to get you pre-approved for a loan. There are a number of important factors to watch out for when shopping for a personal loan. For example, interest rates immensely affect the amount you will have to pay in the future. 

If you’d like to understand more thoroughly what a personal loan is and how interest rates affect them, you should check out the link below.

What is a personal loan interest rate

Learn about this important factor to take into consideration when applying for a personal loan.

About the author  /  Danilo Pereira

Trending Topics


Apply for the Southwest® Rapid Rewards® Premier Credit Card

Apply for Southwest® Rapid Rewards® Premier Credit Card today and enjoy exclusive benefits! Earn 60k bonus points and more!

Keep Reading

How to Invest in a Mutual Fund: Essential Techniques for Success

Find out the essential techniques on how to invest in a mutual fund and reach investment success. Learn more!

Keep Reading

What is a CD: how it works, interest and more!

Before investing, learn what a CD is and what advantages it has to offer. You can choose a low-risk investment and still grow your money.

Keep Reading

You may also like


Learn to apply easily for the Blue Sky Financial Mortgage

Apply for the Blue Sky Financial Mortgage with this guide. Find the perfect lender for your needs! Enjoy personalized rates! Read on!

Keep Reading

Unlimited reward: Apply for British Airways Visa Signature® Card

Discover the few easy steps you need to take to apply for the British Airways Visa Signature® Card and get access to exclusive rewards today.

Keep Reading

Three Arrows Capital defaulted a $670 million loan to Voyager Digital

Three Arrows Capital is one of the leading hedge funds, but the crypto market crash took its toll on the company. Learn more here!

Keep Reading