If you’re among the millions of people in the US with ruined credit, you know how hard it can be to secure a quality credit card. The Fortiva® Mastercard® Credit Card review helps you to find a solution.

Cardholders can fortify their credit rating and work their way back to good standing. Read on for our review of this unique offering.

Fortiva® Mastercard® Credit Card is one of the many credit cards in the market to improve your credit score.

It reports to all three major credit bureaus, and then you can also use it to build up your credit history.

Just use it like any other credit card. Make purchases, keep your balance low, and pay your monthly bill on time. That’s it! No secrets.

In addition, the Fortiva® Card offers a higher credit limit than most cards for people with bad credit, so you can make larger purchases and improve your credit utilization ratio.

Cardholders may be offered up to a $1,000 credit limit, depending on their credit score.

Plus, you can earn up to 3% cash back on eligible purchases and another 1% in other categories.

And if you’re ever in a tight spot, Fortiva’s 24/7 live customer service to help you. Finally, you can access and track your score right from the app after 60 days of account use.

This card is for people with low scores who need or want to raise their scores and are looking for cash back and a good limit range.

Let’s jump to the high and low sides of having a Fortiva® Mastercard® Credit Card in your wallet.

A Fortiva® Mastercard® Credit Card doesn’t require high scores. That means poor and fair credit will be considered.

Apply for the Fortiva® Mastercard® Credit Card with ease! Learn how to apply today and get started on rebuilding your credit.

Fortiva offers a direct online application that can be done in just minutes.

To start, visit their website, and find the card page. Firstly, you’ll need to provide basic personal information like your name and date of birth.

Then it’s time for financial stuff- debt amounts and income levels are important here because those will affect how much credit limit you’ll get and your APR.

Once all this info is submitted successfully (and quickly!), Fortiva® Mastercard® Credit Card makes its decision instantly, so you don’t have to wait.

Once you get approval, they will send a card to the residence of your choice. You can activate it as soon as you receive it and start your journey to repair your credit.

These are the requirements to request the Fortiva Card.

Fortiva® Mastercard® Credit Card application has to be made at the website. The app is a tool to keep your account under control after you get your card.

You can find it easily on the main app providers, such as the Apple store and Playstore. It’s free to download.

Fortiva® Mastercard® Credit Card or Chime Credit Builder Visa? Choose your weapon to defeat your bad credit.

The Fortiva card offers up to a $1,000 credit limit. It comes with an annual fee and APR, just like many other cards.

On the other hand, the Chime Credit Builder Visa is a secured card that will activate a credit limit after a secured deposit of at least $200. Conversely, they don’t charge annual fees or APRs.

Are you considering applying for the Chime Credit Builder Visa? Get started now!

*See Program Terms for important information about the cash back rewards program.
**Fraud liability subject to Mastercard® rules.
† Your credit score will be available in your online account starting 60 days after your account is opened. (Registration required.) The free VantageScore 4.0 credit score provided by TransUnion® is for educational purposes only. This score may not be used by The Bank of Missouri (the issuer of this card) or other creditors to make credit decisions.