Credit Cards

FIT™ Platinum Mastercard® Card application: how does it work?

Do you think that applying for a credit card is hard? Think again! You can apply for the FIT™ Platinum Mastercard® in minutes, and get approved right away. Read this article to see how.


FIT™ Platinum Mastercard® Card: Get a credit limit up to $400

fit mastercard credit card
Learn how to apply for your FIT™ Platinum Mastercard®. Source: The Mad Capitalist.

The FIT™ Platinum Mastercard® card is your ticket to new credit history.

You can get with a poor credit score and build your way up to a good or even excellent one. It depends on your commitment to being strict with your goal.


Credit Card

FIT™ Platinum Mastercard®

credit builder easy to get

Get a $400 credit limit and double it in 6 months.

You will be redirected to another website

For an initial $99 annual fee (first year, then $125), you will receive a $400 credit limit. This is more than enough to use for your purchases and soon you’ll be the proud owner of an excellent score.

FIT™ Platinum Mastercard® will give you this chance when other credit card issuers don’t.

Apply online

woman using notebook laptop working online
The FIT® Platinum Mastercard® is easy to get. Source: Freepik.

It is one of the easiest application processes for a credit card you will ever see. You will do it online through the FIT™ Platinum Mastercard® card website, and the application form is right on the front page, first thing. 

The application form requires information like this:

  • Full name
  • Complete address
  • Email
  • Checking account
  • Be a U.S resident at least 18 years old
  • Agree to receive physical and digital marketing content

And that is all for the application form. When you get approved, you’ll have to pay the $89 processing fee and you’ll soon receive your FIT™ Platinum Mastercard® card.

FIT™ Platinum Mastercard® vs. Capital One Guaranteed Mastercard®

Have you wondered how a credit card for credit building in Canada works? It is very similar. The Capital One Guaranteed Mastercard has a lower annual fee, and ofer some travel benefits too.

But the FIT™ Platinum Mastercard® is easier to get. If you’d like to apply for FIT® Platinum Mastercard®, you can also see how to apply for a Capital One Guaranteed Mastercard for comparison.

capital one guaranteed mastercard credit card

Apply for the Capital One Guaranteed Mastercard®

Apply for the Capital One Guaranteed Mastercard. It will not require your credit score, so don't worry about it. Keep reading to understand how to apply.

FIT™ Platinum Mastercard®

  • Credit Score: Apply with poor, fair, or any credit score.
  • Annual Fee: $99 introductory fee for the first year, then $125 thereafter.
  • Monthly Fee: $0 introductory fee for the first year, then $150 thereafter (billed $12.50 per month).
  • Processing Fee: $95 (one-time fee).
  • Regular APR: 35.90% fixed APR.
  • Welcome bonus: This card is currently not offering any kind of bonus when you sign-up for it.
  • Rewards: No cash back or any other kind of reward on this card.

Capital One Guaranteed Mastercard

  • Credit Score: Don’t worry, apply with the score you have.
  • Annual Fee: $59 – $79
  • Regular APR: This card’s APR goes from 19.8% to 21.9%
  • Welcome bonus: You get no bonus when you get this card.
  • Rewards: No rewards program when you use it.

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