Credit Cards

Discover it® Chrome Gas & Restaurant Credit Card review

Save big with 2% cash back on gas and dining purchases. Learn how this credit card will pay you back without an annual fee!

Earn cashback on gas and dining!

Earn cash back on dining out and at the pump with this card. So read our Discover It® Chrome Gas & Restaurant Credit Card review to learn how.

Credit Card

Discover it® Chrome

No annual fee Online

15 months of 0% APR. Earn unilimited cashback on all purchases!

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Earn unlimited Cashback and a 0% intro APR. Discover today why this card can help you make more out of your daily purchases. Then keep reading!

Credit Score: 650 – 850;
Annual Fee: No annual fee;
Regular APR: 0% intro APR for the first 15 months for purchases and balance transfers, then 16.24% to 27.24%;
Welcome bonus: Total miles earned in the first year of the account will be doubled;
Rewards: 2% cash back at gas stations and restaurants (up to $1,000 in combined purchases each quarter); 1% cash back on all other purchases.

Discover it® Chrome Gas & Restaurant Credit Card: how does it work?

Discover It® Chrome Gas & Restaurant Credit Card offers a different cashback policy than other Discover cards.

This option is worth considering if you’re looking for a card with rewards specifically designed for dining and fuel!

Get extra Cashback on gas and dining every time you purchase with this card.

Plus, this card has no annual fee, making it even more attractive for those who want to earn cash back, paying less.

Rewards

2% cash back on dining and gas up to $1,000 in combined purchases quarterly;
1% cash back on every other purchase.

Redeeming cash back

Woman charging electro car at the electric gas station — Learn how this credit card works and start earning! Source: Freepik

Your rewards never expire. Also, you can redeem your cash back for payments and select stores like Amazon.

Cash back is redeemable in any amount to suit your needs – except for gift certificates and eCertificates, which have a minimum redemption value of $5. Enjoy the flexibility!

Bonus

Discover It automatically matches the cash back you earned as a bonus after your first yes from account opening.

So, if you have earned $50 in cash back, it will turn into $100. Also, there’s no minimum spending or maximum rewards!

Fees

Balance Transfer: 5%;
Foreign Transaction: 0%.

Other benefits

24/7 customer service support;
0% intro APR for 15 months on all purchases and balance transfers;
Free access to your FICO score.

Discover it® Chrome Gas & Restaurant Credit Card: should you get one?

Discover it® Chrome Gas & Restaurant Credit Card brings some amazing features for those interested in earning!

Below, compare the pros and cons of this card to help you make a more informed decision!

Pros

Intro APR of 15 months;
No annual fee;
Cashback on all your purchases;
No annual or foreign transaction fees.

Cons

Special gas and dining cashback are limited quarterly.

Credit score required

Since the Discover it® Chrome Gas & Restaurant Credit Card provides several benefits, such as cashback and intro APR, it requires a good credit score.

Therefore, you will need at least 650-850 points to qualify for this card!

Discover it® Chrome Gas & Restaurant Credit Card application: how to do it?

Read on for more about how to apply for this great credit card and make sure every penny counts. Check it out!

Apply online

Here is the step-by-step to apply for the Discover it® Chrome Gas & Restaurant Credit Card and get up to 2% cashback.

Go to the discover website and find “credit cards”;
Second, look for Discover it® Chrome Gas & Restaurant Credit Card, and press “apply now – it’s easy”;
Then, fill out the application with your personal and financial information;
After that, don’t forget to review your application and submit it.

You should hear back in a few minutes about your approval! If approved, you can start enjoying your credit card soon!

Apply using the app

front-view-young-man-black-shirt-using-phone — Learn how to apply for the Discover it® Chrome Gas & Restaurant Card vs. Discover it® Miles Card. Source: Freepik

If you want to apply for this card, know that the application can only be made through their official website. Still, Discover offers an excellent mobile app for customers.

The Discover app makes managing your account easy! Download it on iOS or Android and start using your card immediately – all at no cost.

Discover it® Chrome Gas & Restaurant Card vs. Discover it® Miles Card

The biggest difference between the cards is that Discover it® Chrome Gas & Restaurant Card gives you 2% cash back on gas and restaurant and 1% on all other purchases.

On the other hand, the Discover it® Miles Card gives you 1.5 miles per dollar on all purchases.

So, the first card is a great choice for people that want to save on dining and gas, and the second one is perfect for travelers. Compare both options below!

Discover it® Chrome Gas & Restaurant Card

Credit Score: 650 – 850;
Annual Fee: No annual fee;
Regular APR: 0% intro APR for the first 15 months for purchases and balance transfers, then 16.24% to 27.24%;
Welcome bonus: Total miles earned in the first year of the account will be doubled;
Rewards: 2% cash back at gas stations and restaurants (up to $1,000 in combined purchases each quarter); 1% cash back on all other purchases.

Discover it® Miles Card

Credit Score: 690-850 (Good – Excellent).
Annual Fee: No annual fee;
Regular APR: 0% for 15 months, then 16.24% to 27.24% variable, depending on your creditworthiness;
Welcome bonus: Total miles earned in the first year of the account will be doubled;
Rewards: 1.5X miles on every purchase.

Earn 1.5 miles to travel the world with the Discover it® Miles Card. It’s easy to apply. Just follow our lead in the post below. So check it out now!

Discover it® Miles Credit Card application

Learn how to apply for the Discover it® Miles Credit Card. Pay no annual fee and earn miles on purchases. Read on and learn more.

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