Credit Cards

BMO Ascend World Elite®* Mastercard®* Review

Experience elite travel benefits with the BMO Ascend World Elite®* Mastercard®*. Enjoy top-tier rewards, comprehensive insurance, and exclusive access to luxurious travel perks.

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Enjoy a generous welcome bonus and up to 5x points on purchases!

BMO Ascend World Elite®* Mastercard®*
Learn all about the BMO Ascend World Elite®* Mastercard®* in our review! Source: The Mad Capitalist.

Are you looking for a financial solution with an impressive set of rewards? Then this BMO Ascend World Elite®* Mastercard®* review is for you.

This cards offers points on every purchase, which are easily redeemable. Not to mention a fantastic welcome bonus! Curious? Then read on to see if this is the card for you.

BMO Ascend World Elite®* Mastercard®*

Apply for the BMO Ascend World Elite®* Mastercard®

Learn how you can easily apply for the BMO Ascend World Elite®* Mastercard®* and start earning more value on your spending.

Credit ScoreGood/Excellent.
Annual Fee$150 (waived in the first year as a member)
Regular APR20.99% on purchases;
23.99% for cash advances (21.99% for Quebec residents).
Welcome bonusEarn up 60,000 bonus points. (Minimum spending required)
Rewards5x points on travel
3x points on dining, entertainment, and recurring bills
1x points on every other purchase

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BMO Ascend World Elite®* Mastercard®*: how does it work?

A good rewards rate and the generous welcome bonus are just some of the benefits you’ll get with the BMO Ascend World Elite®* Mastercard®*.

With this card, you’ll be able to enjoy the reliability of a Mastercard signature that has excellent acceptance everywhere.

Although it has good travel benefits, it is not the best option to take abroad because it charges foreign transaction fees.

But you can use it to purchase your air tickets and rent cars while earning points to redeem for more trips.

You can count on four complimentary visits to airport lounges and the great travel insurance coverage granted by Mastercard.

BMO Ascend World Elite®* Mastercard®*: should you get one?

BMO Ascend World Elite®* Mastercard®*
You get rewards points in every purchase and can redeem them for your next trip. Source: BMO.

If you’re looking for a credit card with reward points and no complicated bonus categories, the BMO Ascend World Elite®* Mastercard®* is a good option.

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Pros

  • The welcome bonus will give you 60,000 bonus points and you won’t pay the annual fee for the first year.
  • Flexible reward points program, which allows you to redeem them for travel, merchandise, a statement credit, or investment at BMO.
  • Excellent travel insurance.
  • Earn four complimentary access to airport lounges and membership in Mastercard Airport Experience.

Cons

  • Required a good or excellent credit score and a minimum annual income for the application process.
  • It is not the best option to use abroad because it charges a foreign transaction fee.
  • Has a $150 annual fee after the first year.

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Credit scores required

BMO has a high standard for this card. To have one, you need a good or excellent credit score.

Also, you need a good total annual income too, of at least $80,000 – or $150,000 per household.

BMO Ascend World Elite®* application: how to do?

This review brought to you everything this card has to offer. Did you like it? Are you considering getting one for yourself?

To apply for it is easy, and you can do it right now. Read the next content here to learn how to ask for your new credit card.

BMO Ascend World Elite®* Mastercard®*

Apply for the BMO Ascend World Elite®* Mastercard®

Learn how you can easily apply for the BMO Ascend World Elite®* Mastercard®* and start earning more value on your spending.

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