Credit Cards

BMO Ascend World Elite®* Mastercard®* Review

Experience elite travel benefits with the BMO Ascend World Elite®* Mastercard®*. Enjoy top-tier rewards, comprehensive insurance, and exclusive access to luxurious travel perks.

Advertisement

Enjoy a generous welcome bonus and up to 5x points on purchases!

BMO Ascend World Elite®* Mastercard®*
Learn all about the BMO Ascend World Elite®* Mastercard®* in our review! Source: The Mad Capitalist.

Are you looking for a financial solution with an impressive set of rewards? Then this BMO Ascend World Elite®* Mastercard®* review is for you.

This cards offers points on every purchase, which are easily redeemable. Not to mention a fantastic welcome bonus! Curious? Then read on to see if this is the card for you.

BMO Ascend World Elite®* Mastercard®*

Apply for the BMO Ascend World Elite®* Mastercard®

Learn how you can easily apply for the BMO Ascend World Elite®* Mastercard®* and start earning more value on your spending.

Credit ScoreGood/Excellent.
Annual Fee$150 (waived in the first year as a member)
Regular APR20.99% on purchases;
23.99% for cash advances (21.99% for Quebec residents).
Welcome bonusEarn up 60,000 bonus points. (Minimum spending required)
Rewards5x points on travel
3x points on dining, entertainment, and recurring bills
1x points on every other purchase

Advertisement

BMO Ascend World Elite®* Mastercard®*: how does it work?

A good rewards rate and the generous welcome bonus are just some of the benefits you’ll get with the BMO Ascend World Elite®* Mastercard®*.

With this card, you’ll be able to enjoy the reliability of a Mastercard signature that has excellent acceptance everywhere.

Although it has good travel benefits, it is not the best option to take abroad because it charges foreign transaction fees.

But you can use it to purchase your air tickets and rent cars while earning points to redeem for more trips.

You can count on four complimentary visits to airport lounges and the great travel insurance coverage granted by Mastercard.

BMO Ascend World Elite®* Mastercard®*: should you get one?

BMO Ascend World Elite®* Mastercard®*
You get rewards points in every purchase and can redeem them for your next trip. Source: BMO.

If you’re looking for a credit card with reward points and no complicated bonus categories, the BMO Ascend World Elite®* Mastercard®* is a good option.

Advertisement

Pros

  • The welcome bonus will give you 60,000 bonus points and you won’t pay the annual fee for the first year.
  • Flexible reward points program, which allows you to redeem them for travel, merchandise, a statement credit, or investment at BMO.
  • Excellent travel insurance.
  • Earn four complimentary access to airport lounges and membership in Mastercard Airport Experience.

Cons

  • Required a good or excellent credit score and a minimum annual income for the application process.
  • It is not the best option to use abroad because it charges a foreign transaction fee.
  • Has a $150 annual fee after the first year.

Advertisement

Credit scores required

BMO has a high standard for this card. To have one, you need a good or excellent credit score.

Also, you need a good total annual income too, of at least $80,000 – or $150,000 per household.

BMO Ascend World Elite®* application: how to do?

This review brought to you everything this card has to offer. Did you like it? Are you considering getting one for yourself?

To apply for it is easy, and you can do it right now. Read the next content here to learn how to ask for your new credit card.

BMO Ascend World Elite®* Mastercard®*

Apply for the BMO Ascend World Elite®* Mastercard®

Learn how you can easily apply for the BMO Ascend World Elite®* Mastercard®* and start earning more value on your spending.

Trending Topics

content

Self Visa® Credit Card review: start building credit today!

Looking for a credit card to help you build your credit history? Check out our Self Visa® Credit Card review. Qualify with poor credit!

Keep Reading
content

Sable debit card review: is it legit and worth it?

Getting a Sable debit card is as simple as using it. Improve your financial management with no fees and get cashback for it.

Keep Reading
content

Credit repair companies: worth it or not?

This article is about the pros and cons of credit repair companies. If you are considering using credit repair services, read this first!

Keep Reading

You may also like

content

Refinancing a car: learn the pros and cons

Are you wondering what are the pros and cons of refinancing a car? Wonder no longer! Read our full article and learn more!

Keep Reading
content

How to build credit with a secured credit card

Are you starting your credit history from scratch? Discover how to use secured credit cards to build credit. Stay tuned!

Keep Reading
content

Easy-to-get card: Apply for Merrick Bank Classic Secured Card

Apply for the Merrick Bank Classic Secured Credit Card and rebuild your credit. Follow the step-by-step here!

Keep Reading