Better Mortgage review: how does it work and is it good?

We have made a Better Mortgage review to tell you why this can be the place to find the money you need. You'll find finance and buying options, understand how it works, and discover its pros and cons. Read on!


Better Mortgage: Buyers can bargain and find the best deals!

Better logo
Learn how the Better Mortgage works. Read on! Source: Better

If you’re considering refinancing a house, you need to read this complete Better Mortgage review we’ve prepared.

Better logo

How to apply for Better Mortgage

Do you want to apply for Better Mortgage but don't know how? This post will help you to understand step-by-step. Read on!

They are an online mortgage lender that can help you buy the house of your dreams. We’ll explain how it works, what rates you can expect, and whether or not it’s a good option.

Credit Score620 or higher.
Loans OfferedPurchase, Refinance, Jumbo, Fixed, Adjustable, FHA.
Minimum Down Payment3% minimum down payment for conventional loans.

10% minimum for Jumbo Loans.
APRIt varies from mortgage to mortgage.
Terms15 to 30 years.

What is the Better Mortgage?

Man hand signing documentation for home mortgage with a pen. Key
Understand what the Better Mortgage is. Keep reading! Source: Adobe Stock

Better Mortgage is an online platform that makes it easier for you to buy our home. Borrowers can complete the application through their website.

With this lender, you can find fixed, and adjustable-rate refinance and purchase loans.

There are regular loans that consider a 3% down payment. However, a Jumbo loan will charge at least 10%.

Better Mortgage works with Notable Finance to offer a $50K credit line for customers’ home repairs, purchases, and related expenses. They call it a “Home Card.”

On the other hand, Better Mortgage doesn’t offer any government-backed loans. So, if you are looking for it, this is not the lender for you.

Still, Better Mortgage has a guarantee and cash offer program.

On the website, you can get pre-approval. Once you do that, you can make offers over the ones you received and try to bargain for better conditions.

Buyers can then work with a Better agent to offer all cash to the home sellers.

If they accept it, Better Mortgage will pay it and then work with you on what terms and conditions you’ll close the deal.

If you do this process with them, it might save you time and money.

Is the Better Mortgage good?

Better Mortgage is interesting for those who avoid branches and prefer to work online on deals.

However, before you make sure this is the loan for you, it’s important to consider some advantages and drawbacks. Let’s see them below.


  • It offers an online application;
  • It allows customers to make cash offers;
  • You won’t have to pay an origination fee.


  • There are no government-backed mortgage options, such as VA or USDA loans.

Multiple personalized credit card offers

Applying won't hurt your credit score

You will be redirected to another website

Does Better Mortgage check credit scores?

Yes, it does. Better Mortgage will check your credit score as one of the most important parts of the deal. They require at least a 620 score to apply.

Want to apply for Better Mortgage? We will help you!

If you are looking forward to buying your house, we are sure the Better Mortgage review has helped you.

Do you want to apply for a loan with them but don’t know how? Read our post below.

Better logo

How to apply for Better Mortgage

Do you want to apply for Better Mortgage but don't know how? This post will help you to understand step-by-step. Read on!

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