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Axos Bank Rewards Checking Account Review: Earn Amazing Rewards

Axos Bank Rewards Checking Account is the perfect solution to simplify your finances - earn up to $300 welcome bonus!

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Axos Bank Rewards Checking Account: No credit score required and low APY

Axos Bank Rewards Checking Account
Axos Bank Rewards Checking Account Review: Earn Amazing Rewards. Source: Axos Bank

If you’re looking for a checking account that rewards you for your spending, this Axos Bank Rewards Checking Account review may be just what you need.

Axos Bank Rewards Checking Account

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Looking for easy checking account application? Discover how Axos Bank Rewards Checking Account process works, and start earning today.

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With this account, you can earn cash back on your purchases and enjoy a host of other benefits. So keep reading and learn more!

  • Fees: No monthly maintenance fees, but there may be other fees for things like foreign transactions;
  • Minimum balance: No minimum balance is required;
  • APY: The APY on this account is variable and can change at any time; But generally, it is up to 3.30%;
  • Credit score: No specific credit score is required to open an account, but your credit history may be considered during the application process;
  • Welcome Bonus: Earn up to $300 as a welcome bonus;
  • Rewards: Earn 1% cash back on signature-based transactions and up to 1.50% cash back on select categories when you meet certain spending requirements.

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Axos Bank Rewards Checking Account: how does it work?

The Axos Bank Rewards Checking Account is a checking account that offers cashback rewards for eligible purchases.

You’ll need to use your Axos Bank debit card for signature-based transactions to earn rewards.

You can earn additional rewards by meeting certain spending requirements in select categories.

In addition to cashback rewards, Axos Bank offers other benefits, such as no monthly maintenance fees, unlimited domestic ATM fee reimbursements, and free online bill pay.

Axos Bank Rewards Checking Account: main features

Axos Bank Rewards Checking Account
Axos Bank Rewards Checking Account: main features. Source: Axos Bank

The Axos Bank Rewards Checking Account is a popular choice for those who want to earn rewards on their everyday spending.

It offers several features that can make it an attractive option for those looking for a high-yield checking account.

Here are some more details about the main features of this account.

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Pros 

  • No monthly maintenance fees: you won’t have to worry about paying a fee just to keep your account open;
  • Cashback rewards on eligible purchases: This can include things like groceries, gas, and other everyday purchases;
  • Unlimited domestic ATM fee reimbursements: You won’t have to worry about paying extra fees when you withdraw cash;
  • Free online bill pay: This can help you stay organized and save time when it comes to paying your bills;
  • You can earn up to $300 as a welcome bonus.

Cons

  • Other fees may apply, such as foreign transaction fees: While the Axos Bank Rewards Checking Account doesn’t charge a monthly maintenance fee, there are other fees that you may encounter;
  • Minimum deposit required.

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Credit score required

There is no specific credit score required to open an Axos Bank Rewards Checking Account.

However, your credit history may be considered during the application process.

Axos Bank Rewards Checking Account application: how to do it?

To open an Axos Bank Rewards Checking Account, you can apply online through the Axos Bank website.

You’ll need to provide basic information, such as your name, address, and Social Security number.

Moreover, you’ll also need to fund your account, either by transferring funds from another bank or by depositing a check.

So, do you want to learn more about the process? Check out the article below.

Axos Bank Rewards Checking Account

Apply for Axos Bank Rewards Checking Account

Looking for easy checking account application? Discover how Axos Bank Rewards Checking Account process works, and start earning today.

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Advertiser Disclosure

We are an independent, objective, advertising-supported content publisher website. In order to support our ability to provide free content to our users, the recommendations that appear on our site might be from companies from which we receive affiliate compensation. Such compensation may impact how, where and in which order offers appear on our site. Other factors such as our own proprietary algorithms and first party data may also affect how and where products/offers are placed. We do not include all currently available financial or credit offers in the market in our website.

Editorial Note

Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved, or otherwise endorsed by any of the entities included within the post. That said, the compensation we receive from our affiliate partners does not influence the recommendations or advice our team of writers provides in our articles or otherwise impact any of the content on this website. While we work hard to provide accurate and up to date information that we believe our users will find relevant, we cannot guarantee that any information provided is complete and makes no representations or warranties in connection thereto, nor to the accuracy or applicability thereof.

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