Auto Credit Express review: how does it work and is it good?

The Auto Credit Express review will explain how the company works, what you can expect, and if it's a good option. Read on!


by Suzana Brito

Published on 10/03/2022

Auto Credit Express: Find the perfect lender and dealer for your auto loan

Auto Credit Express logo
Learn how Auto Credit Express works. Read on! Source: Auto Credit Express Facebook

Are you looking for options to get a car loan to finance or refinance a vehicle? Check out the Auto Credit Express review, and see how to do it.

Auto Credit Express logo

How to apply for Auto Credit Express

Discover how to apply for a loan with Auto Credit Express online and quickly. Keep reading!

They work with various lenders to find the best loan for bad credit borrowers. Keep reading to find out.​

  • APR: Depends on the lender’s terms;
  • Loan Purpose: Financing and refinancing vehicles;
  • Loan Amounts: Depends on the lender’s terms;
  • Credit Needed: At least 400;
  • Origination Fee: Depends on the lender’s terms;
  • Late Fee: Depends on the lender’s terms;
  • Early Payoff Penalty: Depends on the lender’s terms.

What is the Auto Credit Express?

Closeup portrait happy, smiling, young attractive woman, buyer sitting in her new car isolated outside dealer, dealership lot office. Personal transportation, auto purchase concept
Understand how to get your car loan with Auto Credit Express. Read on! Source: Adobe Stock

Auto Credit Express makes it easy to find a car with bad credit. The company partners with at least 1,500 dealerships in the US and Canada. They offer financing through subprime lenders.

It will connect borrowers to dealers and lenders to find the perfect car loan approved and the perfect car.

This platform is perfect for those who need an auto loan but don’t qualify high enough on traditional standards like asset value or income requirements.

In addition, they also have access to over 25 million used cars off lease programs. Auto Credit Express also connects car owners to auto refinancing lenders.

However, they don’t lend auto loans. They simply make loans possible through their platforms.

Because of that, things such as fees, terms, and contracts are made directly with lenders and dealers in Canada and the US.


Is the Auto Credit Express good?

Getting a loan with Auto Credit Express is good if you can’t get an auto loan with a traditional lender or struggle to find a car loan for bad credit.

If you are in one of these two positions, look at the pros and cons of Auto Credit Express, and see if it’s a match for you.



  • They connect borrowers with flexible lenders with flexible requirements;
  • They are specialists in loans for bad credit;
  • Customers are allowed to have a co-signer or co-borrower;
  • You can find a lender in Canada and the US.


  • Customers can only buy their car with one of the partner dealers in the Auto Credit network;
  • Terms and contracts vary too much.

Multiple personalized credit card offers

Applying won't hurt your credit score

You will be redirected to another website

Does Auto Credit Express check credit scores?

Auto Credit Express checks your score to connect you with a lender and dealer that is open to working with your number.

However, the minimum score required is low, at least 400, so it won’t be a problem to deal with. This platform is a specialist in auto loans for bad credit.

Want to get the Auto Credit Express? We will help you!

Stay tuned if you enjoyed the Auto Credit Express review and are looking forward to learning how to get a loan with them.

In the post below, you’ll find everything you need to know to apply. Read on!

Auto Credit Express logo

How to apply for Auto Credit Express

Discover how to apply for a loan with Auto Credit Express online and quickly. Keep reading!

About the author

Suzana Brito

I'm a Language Studies graduate and have always been interested in writing and sharing knowledge. By creating content about finances and related products, I believe in contributing to people achieving financial freedom and their goals in life.

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