Credit Cards

$0 annual fee: Apply for Navy Federal Platinum Credit Card

Apply for the Navy Federal Platinum Credit Card to enjoy a 0.99% intro APR offer on your purchases and balance transfers. Read on and learn more!

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Learn the basics to make your application

Navy Federal Platinum Credit Card
$0 annual fee: Apply for Navy Federal Platinum Credit Card. Source: The Mad Capitalist

Members of the military can apply for a Navy Federal Platinum Credit Card to transfer balances at 0.99% APR.

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Credit Card

Navy Federal Platinum

$0 annual fee Quick

Pay no hidden fees – discover the world of lower interest!

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The process is pretty straightforward and takes only a few minutes. Dive in to understand how to make your application online.

Apply online

To apply for the Navy Federal Platinum Credit Card, you must be a member of the military. Here are the steps to follow:

Step 1: Personal Information

Start by providing your personal information and housing details, such as address, name, and contact.

Step 2: Check your Credit Score

Then Navy Federal will contact one of the three main credit bureaus to determine your credit score eligibility, which should be good credit or higher.

Note that this process will result in a hard inquiry that may impact your credit. However, it will be set out by the bureau.

However, you can pre-qualify on the Navy Federal website with a soft pull. So, if you aren’t eligible, it won’t hurt your score.

Step 3: Text Approval

If approved and we have your phone number on file, Navy Federal will notify you via text.

Conversely, if it’s not approved, you will receive a letter within 30 days explaining the reason.

Multiple personalized credit card offers

Applying won't hurt your credit score

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Step 4: Get your card in the mail

The final phase is receiving your credit card in the mail in about 7 to 10 business days. 

Apply using the app

Online shopping concept.
Learn the basics to make your application. Source: Adobe Stock.

While the Navy app does not offer an application option, you can use it to manage your account once you receive your credit card in the mail.

The app is available for Android and iPhones.

Navy Federal Platinum Credit Card vs. PNC Core® Visa® Credit Card

These options are available for those seeking a 0% APR introductory rate.

The Navy Federal is an excellent choice for military members, including those who have served and their families.

Alternatively, the PNC Core® Visa® Credit Card is a 0% APR card that has a longer introductory period and doesn’t require any membership.

The decision on which card to choose is yours. However, we can provide a list of their key features.

Compare these options and analyze which is most suitable for your needs.

Navy Federal Platinum Credit Card

  • Credit Score: 690-850 (Good – Excellent);
  • Annual Fee: $0;
  • Purchase APR: 10.99% – 18.00% (Variable);
  • Cash Advance APR: 2% higher than the variable APR on purchases;
  • Welcome Bonus: N/A;
  • Rewards: N/A.

PNC Core® Visa® Credit Card

  • Credit Score: 750 or higher;
  • Annual Fee: $0;
  • Purchase APR: 0% intro APR for 15 billing cycles, then 15.99% to 27.99% (variable);
  • Cash Advance APR: 29.99% (variable);
  • Welcome Bonus: N/A;
  • Rewards: N/A.

Curious about the PNC Core® Visa® Credit Card and how to apply? Stay tuned for our latest post, where we cover it all for you!

PNC Core® Visa® Credit Card

Apply for the PNC Core® Visa® Credit Card

Apply now for the PNC Core® Visa® Credit Card with our assistance. Learn what is required, where, and how to get it – $0 annual fee!

About the author  /  Suzana Brito

I'm a Language Studies graduate and have always been interested in writing and sharing knowledge. By creating content about finances and related products, I believe in contributing to people achieving financial freedom and their goals in life.

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