Members of the military can apply for a Navy Federal Platinum Credit Card to transfer balances at 0.99% APR.

The process is pretty straightforward and takes only a few minutes. Dive in to understand how to make your application online.

To apply for the Navy Federal Platinum Credit Card, you must be a member of the military. Here are the steps to follow:

Start by providing your personal information and housing details, such as address, name, and contact.

Then Navy Federal will contact one of the three main credit bureaus to determine your credit score eligibility, which should be good credit or higher.

Note that this process will result in a hard inquiry that may impact your credit. However, it will be set out by the bureau.

However, you can pre-qualify on the Navy Federal website with a soft pull. So, if you aren’t eligible, it won’t hurt your score.

If approved and we have your phone number on file, Navy Federal will notify you via text.

Conversely, if it’s not approved, you will receive a letter within 30 days explaining the reason.

The final phase is receiving your credit card in the mail in about 7 to 10 business days. 

While the Navy app does not offer an application option, you can use it to manage your account once you receive your credit card in the mail.

The app is available for Android and iPhones.

These options are available for those seeking a 0% APR introductory rate.

The Navy Federal is an excellent choice for military members, including those who have served and their families.

Alternatively, the PNC Core® Visa® Credit Card is a 0% APR card that has a longer introductory period and doesn’t require any membership.

The decision on which card to choose is yours. However, we can provide a list of their key features.

Compare these options and analyze which is most suitable for your needs.

Curious about the PNC Core® Visa® Credit Card and how to apply? Stay tuned for our latest post, where we cover it all for you!