Learn to apply easily for the LendingClub Personal Loans

Find out how you can apply easily for the Lending Club personal loans. You can get fast approval on your application with low rates and flexible payment options. Read on!


by Suzana Brito

Published on 11/07/2022

LendingClub Personal Loans application: Online application process and loan track!

LendingClub Personal Loans logo
Find out how to apply for a Lending Club Personal Loan. Learn more here! Source: LendingClub Facebook

Applying for a loan through LendingClub is easy, but there are a few things to remember before applying. So, keep reading to learn how to apply for LendingClub Personal Loans!




online Good rates

Up to $40,000 in loan amounts. Pre-qualify.

You will be redirected to another website

This blog post will show you how to apply for a LendingClub personal loan. So whether you’re new to LendingClub or want a refresher on the application process, read on!

Online application

Lending Club Personal Loan is an online lending platform that offers unsecured personal loans to qualified borrowers.

It offers competitive rates and terms, making the application process quick and easy. If you are approved, you will be presented with a list of loan offers.

Then you can choose the offer that best fits your needs and confirm your personal information.

Once your loan is confirmed, Lending Club will deposit the funds into your account within 1-2 business days.

You can then use the funds for any purpose, such as consolidating debt, making home improvements, or covering unexpected expenses.



To apply for a loan with LendingClub, you should have a credit score of at least 600. Plus, it’s important to have proof of income and be a U.S citizen or authorized resident.

Finally, you should be 18 years old and have a valid Social Security number.


Apply using the app

Excited student checking smart phone content sitting outdoors in a university campus
The LendingClub app is available for you! Read on! Source: Adobe Stock

You can apply for LendingClub Personal Loans through their app or website. The app is available for download to Androids and iPhones, and it’s free.

LendingClub Personal Loans vs. PenFed Credit Union Personal Loans: which one is the best?

PenFed Credit Union offers personal loans, especially for people in the military and family members. It comes with borrowing options up to $50,000 and has a wider purpose offer.

Conversely, LendingClub Personal Loans offer a lower amount, up to $40,000. It has online management and is easy to get. Have a look at the loan offers below:

Multiple personalized credit card offers

Applying won't hurt your credit score

You will be redirected to another website

LendingClub Personal Loans

  • APR: It ranges from 8.30% to 36.00%;
  • Loan Purpose: Credit card and debt consolidation, Balance transfers, and Home improvements;
  • Loan Amounts: $1,000 – $40,000;
  • Credit Needed: 600 or higher;
  • Origination Fee: It ranges from 3.00% to 6.00% of the loan amount;
  • Late Fee: There can be a late fee if you miss your payments;
  • Early Payoff Penalty: LendingClub Personal Loan doesn’t charge an early payoff penalty.

PenFed Credit Union Personal Loans

  • APR: Variable APR of 7.74% to 17.99%;
  • Loan Purpose: Debt consolidation, home improvement, transportation, medical & dental, life and events;
  • Loan Amounts: From $600 to $50,000;
  • Credit Needed: 690 or higher;
  • Origination Fee: It doesn’t charge an origination fee;
  • Late Fee: You’ll be charged late fees if you don’t make your payments on time
  • Early Payoff Penalty: None.

Discover how to apply for PenFed Credit Union Personal Loans below. Read on!

PenFed Credit Union logo

How to apply for PenFed Credit Union Personal Loan

Understand how you can apply for PenFed Credit Union Personal Loans. Here's what you need to know. Read on!

About the author

Suzana Brito

I'm a Language Studies graduate and have always been interested in writing and sharing knowledge. By creating content about finances and related products, I believe in contributing to people achieving financial freedom and their goals in life.

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