INDIETECH OÜ is an Estonian Limited Liability Company (LLC, also known as OÜ), registered under VAT EE102204759 and headquartered in Tallinn, Keemia tn 4 , 10616, Harju, Estonia. The creator, owner, and maintainer of the website The Mad Capitalist, whose domain is themadcapitalist.com.

The Mad Capitalist is a website specialized in creating content related to financial education, with informative features and analysis of various products/services (credit cards, loans, financing, types of investments, among others) offered by international financial institutions.

Our General Terms and Conditions of Use are available to the user at any time through the address: https://themadcapitalist.com/terms.

The provisions of the Privacy Policy of The Mad Capitalist website, available at the address: https://themadcapitalist.com/privacy, as well as the legislation in force, apply jointly to these Terms and the use of the website.

Thus, the General Terms of Use are intended to inform the responsibilities, duties, and obligations of every User when accessing and/or using The Mad Capitalist’s website, as described in the items below.

It is worth noting that we do not interfere in any process involving the analysis and/or approval of the credit of our customers or partners, so that the final decision to carry out a business, grant credit or offer is always theirs, following its credit and risk criteria and policies.

1.1. When accessing The Mad Capitalist, the User AGREES to respect the General Terms and Conditions of Use and the Privacy Policy of The Mad Capitalist.

1.2. By accessing and/or using The Mad Capitalist, the User declares to be at least 18 (eighteen) years old, and to be legally permitted to use this website by the laws of your home country. Also, the User accepts the terms and conditions of these Terms of Use for all legal purposes.

1.3. If the User does not fit the above description and/or does not agree, even in part, with the terms and conditions contained in these Terms and Conditions of Use, he shall not access and/or use the services offered by The Mad Capitalist, as well as the websites and services operated by it.

2.1. The User has this service to solve all their doubts, solve any problems and submit complaints or other information about products/services available at The Mad Capitalist.

2.2. The “Contact” can be made through the form found at https://themadcapitalist.com/contact/

3.1. The User must carefully read all the clauses contained in this Terms and Conditions of Use and the Privacy Policy and when using the services and/or products made available on The Mad Capitalist, he fully agrees with all the clauses and conditions of these Terms.

3.2 The Mad Capitalist provides links and/or redirects the User to other websites, where the User may contract the services and/or purchase products from the respective companies, without any kind of interference from The Mad Capitalist.

3.3 If the User is redirected to the company’s website page advertised on the website, the User must carefully read and expressly agree with the terms and conditions of use and the privacy policy of the advertised company.

3.4 The Mad Capitalist has no responsibility: (a) for the general terms and conditions of use and the privacy policy of the advertised companies; (b) about the information about the services and/or products advertised; (c) on the services and/or products that may be offered and/or contracted from the advertised companies.

3.5 The Mad Capitalist is not responsible for any virus, malware, spyware, trojan, or any software that may damage or change the configuration of the Users’ equipment as a result of browsing or using the internet or as a result of transferring data, texts, images, files or audios.

3.6 Users are fully responsible for keeping the operating system of their equipment up to date and with antivirus programs.

3.7. The Mad Capitalist is not responsible for any losses and damages arising from the irregular use of The Mad Capitalist´s website and/or acts of God and/or force majeure.

3.8 The Mad Capitalist does not send or request deposits or bank transfers for the granting or approval of any financial product.

3.9 The Mad Capitalist does not send e-mails to Users requesting confirmation of data or registration with executable attachments (for example .exe, .com, .scr, .zip, .rar), nor links for downloading, and if you receive one, please let us know through the website itself, using the contact form at https://themadcapitalist.com/contact/.

3.10 Without prejudice to the other provisions of these Terms of Use, the User is obligated to:

(a) Not violate any rights of third parties when using The Mad Capitalist;

(b) Not to use The Mad Capitalist to watch over or harass third parties;

(c) Not to engage in fraudulent, illegal, dishonest, or improper activities while using The Mad Capitalist website; and

(d) Respect the conditions established in these General Terms of Use and the Privacy Policy, as well as current applicable legislation;

4.1. The General Terms of Use of The Mad Capitalist may be changed, supplemented, or replaced at any time and for any reason, at the sole discretion of The Mad Capitalist, without prior notice or notification to Users.

4.2 ANYONE WHO DOES NOT ACCEPT THESE TERMS AND CONDITIONS, WHICH HAVE A MANDATORY AND BINDING CHARACTER, SHALL ABSTAIN FROM USING THE MAD CAPITALIST WEBSITE

5.1. These General Terms of Use will be in force for an indefinite period of time and any judicial or administrative claims arising from the use of The Mad Capitalist object of these General Terms of Use or the Privacy Policy must be proposed within 90 (ninety) days from the fact that is the object of this claims.

6.1. This General Terms of Use must be read and interpreted in conjunction with the Privacy Policy, and both are governed by the laws and regulatory requirements.

6.2. All matters relating to the interpretation, compliance, or any other question relating to these Terms and the Privacy Policy, the parties expressly agree and waive any other focus and submit to the Chamber of Commerce of Tallinn, Estonia (The Arbitration Court of the Estonian Chamber of Commerce and Industry), to resolve all doubts or questions arising from this term of use.