Application for the Destiny Mastercard®: how does it work?

The application process for Destiny Mastercard® is simple. Don't worry about credit scores inquiries. They are not required for this card. Stay here and read this article to learn about the application.


by Julia Bermudez

03/18/2022 | Updated on 11/10/2022

Destiny Mastercard®: get a credit line with any credit score

destiny credit card
Apply for a Destiny Mastercard® and choose the design that matches your style. Source: The Mad Capitalist.

Have you heard of the Destiny Mastercard®? If you don’t, now is the time to learn more about this credit card.

If you have bad credit, you might think you can’t get a credit card. But there are actually many options out there for people with bad credit. One option is the Destiny Mastercard®. Here’s how it works: you fill out an application and, if approved, you will be given a credit limit.


Credit Card


Mastercard® Low score

Get a $500 credit limit with no deposit in this unsecured card.

You will be redirected to another website

You can use your Destiny Mastercard® just like any other credit card, and as you make on-time payments, your credit score will improve. So if you’re looking for a way to build or rebuild your credit, this may be a good option for you.

Consider applying for it if you need a credit card to improve your score. We’re going to explain everything about the application process. Just keep reading to get one step closer to your new credit card.

Apply online

woman using laptop
You don’t need to leave your house and stand in lines to apply for this card. Apply online! Source: Freepik.

Just like almost everything nowadays, the application for this card can be done online. You just need a computer, internet, and you’re ready to go.

Access the Destiny Website. It is very simple, and you’ll easily find the information you need. The card doesn’t have many features, so there is not much to read about. Go for the pre-qualification button. This will not harm your credit score, and they’ll give you the best offer.

You’ll be redirected to a form where basic info is required. All you need to inform is your name, address, contact info, and Social Security Number. Submit the form and you’ll get an answer right away.


Apply using the app

Unfortunately, you can’t apply using the app. The only way to apply for a Destiny Mastercard® is through the website.


Destiny Mastercard® vs. First Digital Mastercard®

Let’s put the Destiny Mastercard® side by side with another card for comparison.

Destiny Mastercard®First Digital Mastercard®
Credit ScoreNo credit score is required, so it can be Poor/Fair.Bad – Fair
Annual Fee $59 – $99 $75.00 for the first year. After that, $48.00 annually.
Regular APR 24.9% 35.99%
Welcome bonus No welcome bonus is offered. N/A
Rewards No rewards program. None

If you’d rather get the First Digital Mastercard®, this is a good option too. We have content to show you how to apply for it. Stay at The Mad Capitalist to read the First Digital Mastercard® review and apply for it.

firstgen card

How to apply for First Digital Mastercard®

Learn how to apply for the First Digital Mastercard® in just a few easy steps.

About the author  /  Julia Bermudez

Julia Bermudez is a writer here on this portal. Since childhood, writing has been a passion, and her curiosity for different subjects led to this profession. Julia has a degree in Cultural Production, and her subjects of most significant interest are health, finances, and self-development.

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